{"id":40498,"date":"2023-12-10T02:06:34","date_gmt":"2023-12-10T02:06:34","guid":{"rendered":"https:\/\/masterskills.org\/blog\/9-quy-tac-vang-de-thanh-trieu-phu-dung-de-lo.html"},"modified":"2023-12-13T06:34:44","modified_gmt":"2023-12-13T06:34:44","slug":"9-quy-tac-vang-de-thanh-trieu-phu-dung-de-lo","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/9-quy-tac-vang-de-thanh-trieu-phu-dung-de-lo.html","title":{"rendered":"9 quy t\u1eafc v\u00e0ng \u0111\u1ec3 th\u00e0nh tri\u1ec7u ph\u00fa \u0111\u1eebng \u0111\u1ec3 l\u1ee1"},"content":{"rendered":"
\n

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 9 quy t\u1eafc v\u00e0ng \u0111\u1ec3 tr\u1edf th\u00e0nh tri\u1ec7u ph\u00fa \u0111\u01b0\u1ee3c Stacy Johnson l\u00e0 nh\u00e0 s\u00e1ng l\u1eadp website th\u00f4ng tin t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n Money Talks News chia s\u1ebb.<\/p>\n

1. Kh\u00f4ng bao gi\u1edd ti\u00eau nhi\u1ec1u h\u01a1n ki\u1ebfm<\/span><\/h2>\n

N\u0103m 10 tu\u1ed5i, t\u00f4i b\u1eaft \u0111\u1ea7u c\u1eaft c\u1ecf \u0111\u1ec3 ki\u1ebfm th\u00eam ti\u1ec1n. Khi t\u00f4i c\u1ea7m tr\u00ean tay kho\u1ea3n thu nh\u1eadp \u0111\u1ea7u ti\u00ean, m\u1eb9 \u0111\u00e3 \u0111\u01b0a t\u00f4i \u0111\u1ebfn ng\u00e2n h\u00e0ng \u0111\u1ec3 m\u1edf t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m \u0111\u1ea7u \u0111\u1eddi.<\/p>\n

50 n\u0103m sau, t\u00f4i v\u1eabn lu\u00f4n \u0111\u1ec3 d\u00e0nh v\u1edbi m\u1ecdi kho\u1ea3n thu nh\u1eadp v\u00e0 chi ti\u00eau \u00edt h\u01a1n s\u1ed1 ti\u1ec1n m\u00ecnh ki\u1ebfm \u0111\u01b0\u1ee3c. T\u1ea5t nhi\u00ean, s\u1ebd c\u00f3 l\u00fac trong cu\u1ed9c s\u1ed1ng b\u1ea1n kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c \u0111\u00fang nguy\u00ean t\u1eafc n\u00e0y. Nh\u01b0ng nh\u00ecn chung, n\u1ebfu ti\u00eau \u00edt h\u01a1n thu nh\u1eadp b\u1ea1n s\u1ebd gi\u00e0u l\u00ean m\u1ed7i th\u00e1ng v\u00e0 n\u1ebfu ti\u00eau nhi\u1ec1u h\u01a1n thu nh\u1eadp b\u1ea1n s\u1ebd ngh\u00e8o \u0111i.<\/p>\n

2. Tr\u00e1nh m\u1eafc n\u1ee3 h\u1ebft s\u1ee9c c\u00f3 th\u1ec3<\/span><\/h2>\n

Nhi\u1ec1u ng\u01b0\u1eddi coi n\u1ee3 n\u1ea7n l\u00e0 \u0111i\u1ec1u b\u00ecnh th\u01b0\u1eddng trong cu\u1ed9c s\u1ed1ng. Tuy nhi\u00ean, vi\u1ec7c ph\u1ea3i tr\u1ea3 ti\u1ec1n cho ng\u01b0\u1eddi kh\u00e1c \u0111\u1ec3 t\u1ea1m th\u1eddi d\u00f9ng ti\u1ec1n c\u1ee7a h\u1ecd s\u1ebd khi\u1ebfn b\u1ea1n ngh\u00e8o h\u01a1n. V\u00e0 vi\u1ec7c thu ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c \u0111\u1ec3 h\u1ecd t\u1ea1m th\u1eddi d\u00f9ng ti\u1ec1n c\u1ee7a b\u1ea1n s\u1ebd gi\u00fap h\u1ecd gi\u00e0u l\u00ean.<\/p>\n

V\u00ec th\u1ebf, n\u1ebfu kh\u00f4ng r\u01a1i v\u00e0o 2 t\u00ecnh hu\u1ed1ng n\u00e0y, m\u1ed9t l\u00e0 b\u1ea1n c\u1ea7n t\u1ed3n t\u1ea1i, hai l\u00e0 b\u1ea1n s\u1ebd ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u h\u01a1n l\u00e3i vay th\u00ec \u0111\u1eebng bao gi\u1edd vay n\u1ee3.<\/p>\n

3. Mua khi ng\u01b0\u1eddi kh\u00e1c s\u1ee3 h\u00e3i, v\u00e0 b\u00e1n khi m\u1ecdi ng\u01b0\u1eddi cho r\u1eb1ng m\u00ecnh kh\u00f4ng th\u1ec3 l\u1ed7<\/span><\/h2>\n

N\u1ec1n kinh t\u1ebf b\u00f9ng n\u1ed5 gi\u00fap ng\u01b0\u1eddi gi\u00e0u s\u1ebd ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n nh\u01b0ng \u0111\u00f3 kh\u00f4ng ph\u1ea3i th\u1eddi \u0111i\u1ec3m h\u1ecd b\u1eaft \u0111\u1ea7u l\u00e0m gi\u00e0u.<\/p>\n

Th\u01b0\u1eddng ng\u01b0\u1eddi ta s\u1ebd gi\u00e0u l\u00ean khi \u0111\u1ea7u t\u01b0 \u1edf th\u1eddi \u0111i\u1ec3m ch\u1eb3ng ai ngh\u0129 \u0111\u1ebfn nh\u01b0 th\u1ecb tr\u01b0\u1eddng lao d\u1ed1c, m\u1ecdi ng\u01b0\u1eddi s\u1ee3 h\u00e3i, t\u1ef7 l\u1ec7 th\u1ea5t nghi\u1ec7p cao…<\/p>\n

B\u1ea3n ch\u1ea5t c\u1ee7a n\u1ec1n kinh t\u1ebf l\u00e0 lu\u00f4n v\u1eadn \u0111\u1ed9ng v\u00e0 ch\u1eafc ch\u1eafn th\u1eddi k\u1ef3 t\u1ed3i t\u1ec7 s\u1ebd x\u1ea3y ra. Khi \u0111\u00f3, h\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi s\u1ebd co r\u00fam l\u1ea1i v\u00e0 kh\u00f4ng d\u00e1m l\u00e0m g\u00ec. H\u00e3y mua \u0111\u1ed3 h\u1ed9p v\u1ec1 d\u1ef1 tr\u1eef n\u1ebfu b\u1ea1n ngh\u0129 r\u1eb1ng t\u1eadn th\u1ebf s\u1ebd x\u1ea3y ra. C\u00f2n n\u1ebfu kh\u00f4ng, h\u00e3y b\u01b0\u1edbc ti\u1ebfp. T\u1ef7 ph\u00fa Warren Buffett t\u1eebng n\u00f3i r\u1eb1ng, “H\u00e3y s\u1ee3 h\u00e3i khi ng\u01b0\u1eddi kh\u00e1c tham lam v\u00e0 tham lam khi ng\u01b0\u1eddi kh\u00e1c s\u1ee3 h\u00e3i”.<\/p>\n

4. H\u00e3y gi\u00e0u th\u1ef1c s\u1ef1 ch\u1ee9 \u0111\u1eebng ch\u1ec9 tr\u00f4ng gi\u1ed1ng ng\u01b0\u1eddi gi\u00e0u<\/span><\/h2>\n

Khi c\u00f2n l\u00e0m c\u1ed1 v\u1ea5n \u0111\u1ea7u t\u01b0 t\u1ea1i Wall Street, t\u00f4i nh\u1eadn th\u1ea5y r\u1eb1ng nh\u1eefng ng\u01b0\u1eddi c\u00f3 c\u1ea3 \u0111\u1ed1ng ti\u1ec1n th\u01b0\u1eddng xuy\u00ean tr\u00f4ng kh\u00f4ng gi\u1ed1ng ng\u01b0\u1eddi nhi\u1ec1u ti\u1ec1n b\u1edfi h\u1ecd kh\u00f4ng c\u1ea7n ph\u1ea3i l\u00e0m nh\u01b0 v\u1eady. Ng\u01b0\u1ee3c l\u1ea1i, nh\u1eefng ng\u01b0\u1eddi l\u00e1i xe Porche, m\u1eb7c vest b\u00f3ng b\u1ea9y th\u01b0\u1eddng l\u00e0 nh\u1eefng ng\u01b0\u1eddi ki\u1ebfm ti\u1ec1n nh\u1edd b\u00e1n \u0111\u1ed3 cho ng\u01b0\u1eddi gi\u00e0u.<\/p>\n

T\u00f4i kh\u00f4ng nh\u1edb l\u1ea7n cu\u1ed1i m\u00ecnh m\u1eb7c vest x\u1ecbn l\u00e0 bao gi\u1edd, t\u00f4i v\u1eabn s\u1ed1ng trong c\u0103n nh\u00e0 c\u00f3 gi\u00e1 ch\u1ec9 b\u1eb1ng m\u1ed9t ph\u1ea7n ba kh\u1ea3 n\u0103ng chi tr\u1ea3 v\u00e0 c\u0169ng ch\u01b0a t\u1eebng c\u00f3 xe m\u1edbi.<\/p>\n

Ti\u00eau ti\u1ec1n v\u00e0o nh\u1eefng th\u1ee9 nh\u01b0 qu\u1ea7n \u00e1o, xe h\u01a1i, nh\u00e0 c\u1eeda v\u00e0 k\u1ef3 ngh\u1ec9 ch\u1ec9 gi\u00fap b\u1ea1n tr\u00f4ng gi\u00e0u c\u00f3 \u1edf th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i m\u00e0 th\u00f4i nh\u01b0ng n\u00f3 s\u1ebd ng\u0103n c\u1ea3n b\u1ea1n th\u1ef1c s\u1ef1 gi\u00e0u c\u00f3 sau n\u00e0y.<\/p>\n

5. S\u1ed1ng h\u1ebft m\u00ecnh nh\u01b0 th\u1ec3 s\u1ebd ch\u1ebft ng\u00e0y mai, nh\u01b0ng h\u00e3y \u0111\u1ea7u t\u01b0 nh\u01b0 th\u1ec3 s\u1ebd s\u1ed1ng m\u00e3i m\u00e3i<\/span><\/h2>\n

H\u00e3y lu\u00f4n t\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng nhi\u1ec1u nh\u1ea5t c\u00f3 th\u1ec3 m\u1ed7i ng\u00e0y nh\u01b0ng h\u00e3y ch\u1ecdn lo\u1ea1i h\u00ecnh gi\u00fap b\u1ea1n t\u1eadn h\u01b0\u1edfng l\u00e2u nh\u1ea5t c\u00f3 th\u1ec3 nh\u1eefng g\u00ec cu\u1ed9c s\u1ed1ng s\u1ebd mang l\u1ea1i khi \u0111\u1ea7u t\u01b0.<\/p>\n

6. \u0110i\u1ec1u r\u1ee7i ro nh\u1ea5t l\u00e0 kh\u00f4ng ch\u1ea5p nh\u1eadn r\u1ee7i ro n\u00e0o c\u1ea3<\/span><\/h2>\n

D\u00f9 l\u00e0 trong cu\u1ed9c s\u1ed1ng, t\u00ecnh y\u00eau hay ti\u1ec1n b\u1ea1c, b\u1ea1n ph\u1ea3i ch\u1ea5p nh\u1eadn r\u1ee7i ro m\u1edbi c\u00f3 \u0111\u01b0\u1ee3c th\u00e0nh c\u00f4ng. T\u1ea5t nhi\u00ean, b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 s\u1ed1ng m\u00e0 kh\u00f4ng li\u1ec1u l\u0129nh nh\u01b0ng cha t\u00f4i th\u01b0\u1eddng n\u00f3i: “Con s\u1ebd ch\u1eb3ng bao gi\u1edd l\u00e0m \u0111\u01b0\u1ee3c \u0111i\u1ec1u to l\u1edbn n\u1ebfu c\u1ee9 n\u00fap trong h\u1ea7m”.<\/p>\n

C\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 m\u1ea1o hi\u1ec3m h\u01a1n lu\u00f4n c\u00f3 l\u1ee3i nhu\u1eadn l\u1edbn h\u01a1n, c\u0169ng gi\u1ed1ng nh\u01b0 vi\u1ec7c \u0111\u00e1nh b\u1ea1c v\u1eady. V\u00ec th\u1ebf, tr\u01b0\u1edbc khi \u0111\u1ea7u t\u01b0 b\u1ea1n c\u1ea7n t\u00ecm hi\u1ec3u nhi\u1ec1u nh\u1ea5t c\u00f3 th\u1ec3 \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro. \u0110\u1eebng b\u1ecf t\u1ea5t c\u1ea3 tr\u1ee9ng v\u00e0o m\u1ed9t gi\u1ecf v\u00e0 \u0111\u1eebng qu\u00ean h\u1ecdc h\u1ecfi t\u1eeb nh\u1eefng sai l\u1ea7m c\u1ee7a ng\u01b0\u1eddi kh\u00e1c v\u00e0 ch\u00ednh b\u1ea3n th\u00e2n m\u00ecnh.<\/p>\n

\"Ch\u1ea5p<\/p>\n

7. \u0110\u1eebng bao gi\u1edd \u0111\u1eb7t s\u1ef1 th\u1ecbnh v\u01b0\u1ee3ng c\u1ee7a b\u1ea3n th\u00e2n v\u00e0o tay ng\u01b0\u1eddi kh\u00e1c<\/span><\/h2>\n
\u00a0<\/div>\n

Trong chuy\u1ec7n ti\u1ec1n nong, b\u1ea1n \u0111\u1eebng bao gi\u1edd trao quy\u1ec1n ki\u1ec3m so\u00e1t cho ng\u01b0\u1eddi kh\u00e1c.<\/p>\n

Tham kh\u1ea3o \u00fd ki\u1ebfn m\u1ecdi ng\u01b0\u1eddi lu\u00f4n l\u00e0 \u00fd t\u01b0\u1edfng t\u1ed1t nh\u01b0ng d\u00f9 c\u1ed1 v\u1ea5n c\u1ee7a b\u1ea1n c\u00f3 gi\u1ecfi \u0111\u1ebfn \u0111\u00e2u, th\u00ec ti\u1ec1n c\u1ee7a b\u1ea1n v\u1eabn quan tr\u1ecdng v\u1edbi b\u1ea1n h\u01a1n l\u00e0 v\u1edbi h\u1ecd. V\u00ec th\u1ebf, n\u1ebfu b\u1ea1n kh\u00f4ng th\u1ef1c s\u1ef1 l\u00e0m ch\u1ee7 \u0111\u01b0\u1ee3c m\u1ecdi th\u1ee9, \u00edt nh\u1ea5t h\u00e3y theo s\u00e1t chuy\u1ec7n g\u00ec \u0111ang di\u1ec5n ra.<\/p>\n

8. Bi\u1ebft \u00edt c\u00f3 khi l\u1ea1i t\u1ed1t h\u01a1n<\/span><\/h2>\n

15 n\u0103m tr\u01b0\u1edbc, t\u00f4i chi 2.000 USD mua c\u1ed5 phi\u1ebfu c\u1ee7a Apple. V\u00e0i n\u0103m sau, t\u00f4i b\u00e1n n\u1eeda s\u1ed1 \u0111\u00f3 \u0111i, v\u00e0 v\u00e0o n\u0103m ngo\u00e1i t\u00f4i l\u1ea1i r\u1ed3i b\u00e1n th\u00eam m\u1ed9t \u00edt. Nh\u01b0ng \u0111\u1ebfn n\u0103m nay, s\u1ed1 c\u1ed5 phi\u1ebfu c\u00f2n l\u1ea1i c\u1ee7a t\u00f4i \u0111ang c\u00f3 gi\u00e1 500.000 USD.<\/p>\n

N\u1ebfu t\u00f4i theo d\u00f5i th\u00f4ng tin t\u00e0i ch\u00ednh m\u1ed7i ng\u00e0y v\u00e0 h\u00e0nh \u0111\u1ed9ng theo th\u1ecb tr\u01b0\u1eddng, c\u00f3 l\u1ebd t\u00f4i \u0111\u00e3 b\u00e1n h\u1ebft s\u1ed1 c\u1ed5 phi\u1ebfu \u0111\u00f3 t\u1eeb l\u00e2u r\u1ed3i v\u00e0 gi\u1edd \u0111ang t\u1ef1 d\u1eb1n v\u1eb7t b\u1ea3n th\u00e2n. V\u00ec th\u1ebf, n\u1ebfu mu\u1ed1n gi\u00e0u c\u00f3, b\u1ea1n h\u00e3y mua c\u1ed5 phi\u1ebfu ch\u1ea5t l\u01b0\u1ee3ng cao v\u00e0 ki\u00ean \u0111\u1ecbnh gi\u1eef ch\u00fang trong th\u1eddi gian d\u00e0i.<\/p>\n

9. Th\u1eddi gian l\u00e0 ti\u1ec1n b\u1ea1c, ti\u1ec1n b\u1ea1c c\u0169ng l\u00e0 th\u1eddi gian<\/span><\/h2>\n

Th\u1eddi gian l\u00e0 t\u00e0i nguy\u00ean kh\u00f4ng th\u1ec3 t\u00e1i t\u1ea1o, d\u00f9 c\u00f3 ti\u1ec1n b\u1ea1c c\u0169ng kh\u00f4ng gi\u00fap b\u1ea1n mua \u0111\u01b0\u1ee3c th\u1eddi gian. Khi th\u1eddi gian c\u1ee7a b\u1ea1n h\u1ebft, t\u1ea5t c\u1ea3 c\u0169ng ch\u1ea5m h\u1ebft.<\/p>\n

Gi\u1ea3 s\u1eed b\u1ea1n \u0111\u1ebfn trung t\u00e2m th\u01b0\u01a1ng m\u1ea1i v\u00e0 mua qu\u1ea7n \u00e1o h\u1ebft 200 USD. Tuy nhi\u00ean, n\u1ebfu b\u1ea1n s\u1eed d\u1ee5ng 200 USD \u0111\u00f3 \u0111\u1ec3 \u0111\u1ea7u t\u01b0. M\u1ed7i n\u0103m 12% th\u00ec sau 30 n\u0103m, b\u1ea1n s\u1ebd ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c kho\u1ea3ng 6.000 USD. Gi\u1ea3 s\u1eed m\u1ed7i th\u00e1ng khi v\u1ec1 h\u01b0u b\u1ea1n ti\u00eau 3.000 USD, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c ngh\u1ec9 h\u01b0u s\u1edbm 2 th\u00e1ng.<\/p>\n

D\u0129 nhi\u00ean qu\u1ea7n \u00e1o l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft nh\u01b0ng c\u00f3 th\u1ec3 kh\u00f4ng c\u1ea7n \u0111\u1ebfn 200USD, \u0111\u00f3 l\u00e0 t\u00f9y l\u1ef1a ch\u1ecdn c\u1ee7a m\u1ed7i ng\u01b0\u1eddi th\u00f4i.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 9 quy t\u1eafc v\u00e0ng \u0111\u1ec3 tr\u1edf th\u00e0nh tri\u1ec7u ph\u00fa \u0111\u01b0\u1ee3c Stacy Johnson l\u00e0 nh\u00e0 s\u00e1ng l\u1eadp website th\u00f4ng tin t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n Money Talks News chia s\u1ebb.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[452],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/40498"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=40498"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/40498\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=40498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=40498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=40498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}