{"id":41253,"date":"2023-12-10T02:36:02","date_gmt":"2023-12-10T02:36:02","guid":{"rendered":"https:\/\/masterskills.org\/blog\/khoi-nghiep-luong-cua-ong-chu-nen-duoc-tra-nhu-the-nao.html"},"modified":"2023-12-13T04:42:46","modified_gmt":"2023-12-13T04:42:46","slug":"khoi-nghiep-luong-cua-ong-chu-nen-duoc-tra-nhu-the-nao","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/khoi-nghiep-luong-cua-ong-chu-nen-duoc-tra-nhu-the-nao.html","title":{"rendered":"Kh\u1edfi nghi\u1ec7p: L\u01b0\u01a1ng c\u1ee7a \u00f4ng ch\u1ee7 n\u00ean \u0111\u01b0\u1ee3c tr\u1ea3 nh\u01b0 th\u1ebf n\u00e0o?"},"content":{"rendered":"
\n

Khi ngh\u0129 v\u1ec1 chi ph\u00ed kinh doanh th\u00ec m\u1ed9t trong nh\u1eefng th\u1ee9 d\u1ec5 nh\u1ea5t c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c xem x\u00e9t k\u1ef9 nh\u1ea5t \u0111\u00f3 ch\u00ednh l\u00e0 m\u1ee9c l\u01b0\u01a1ng c\u1ee7a ch\u00ednh b\u1ea1n \u2013 ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 tr\u1ef1c ti\u1ebfp ngh\u0129 ra \u00fd t\u01b0\u1edfng.<\/p>\n

Theo 2016 American Express OPEN Small Business Monitor \u2013 b\u00e1o c\u00e1o gi\u00e1m s\u00e1t c\u00e1c doanh nghi\u1ec7p nh\u1ecf v\u00e0o c\u1ee7a t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb thanh to\u00e1n American Express OPEN th\u00ec ch\u1ec9 c\u00f3 kho\u1ea3ng 51% \u00f4ng ch\u1ee7 t\u1ef1 tr\u1ea3 l\u01b0\u01a1ng cho ch\u00ednh m\u00ecnh. Tuy nhi\u00ean, Alice Bredin \u2013 chuy\u00ean t\u01b0 v\u1ea5n v\u00e0 doanh nh\u00e2n kh\u1edfi nghi\u1ec7p v\u1ec1 l\u0129nh v\u1ef1c marketing trong th\u1ecb tr\u01b0\u1eddng B2B (th\u1ecb tr\u01b0\u1eddng doanh nghi\u1ec7p) nh\u1ea5n m\u1ea1nh vi\u1ec7c bao g\u1ed3m c\u1ea3 m\u1ee9c l\u01b0\u01a1ng c\u1ee7a nh\u00e0 s\u00e1ng l\u1eadp trong ng\u00e2n s\u00e1ch c\u0169ng nh\u01b0 t\u00ednh to\u00e1n kh\u1ea3 n\u0103ng chi tr\u1ea3 l\u00e0 \u0111i\u1ec1u r\u1ea5t quan tr\u1ecdng.<\/p>\n

Trong m\u1ed9t chia s\u1ebb v\u1edbi t\u1edd Business News Daily, Bredin n\u00f3i r\u1eb1ng “T\u1ef1 tr\u1ea3 th\u00f9 lao cho ch\u00ednh b\u1ea1n l\u00e0 \u0111i\u1ec1u quan tr\u1ecdng v\u1edbi c\u1ea3 b\u1ea1n l\u1eabn startup. N\u1ebfu b\u1ea1n kh\u00f4ng ph\u00e2n b\u1ed5 ng\u00e2n s\u00e1ch cho ph\u1ea7n l\u01b0\u01a1ng c\u1ee7a m\u00ecnh th\u00ec c\u00e1c s\u1ed5 s\u00e1ch s\u1ebd kh\u00f4ng ph\u1ea3n \u00e1nh m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c t\u00ecnh h\u00ecnh s\u1ee9c kh\u1ecfe c\u1ee7a c\u00f4ng ty do kho\u1ea3n m\u1ee5c chi ph\u00ed \u0111\u00e3 b\u1ecb thi\u1ebfu m\u1ed9t ph\u1ea7n chi r\u1ea5t l\u1edbn \u2013 \u0111\u00f3 l\u00e0 l\u01b0\u01a1ng c\u1ee7a b\u1ea1n. Thi\u1ebfu \u0111i m\u1ed9t th\u00e0nh ph\u1ea7n, b\u1ea1n s\u1ebd kh\u00f4ng n\u1eafm \u0111\u01b0\u1ee3c li\u1ec7u r\u1eb1ng c\u1ea7n t\u0103ng gi\u00e1, gia t\u0103ng s\u1ed1 l\u01b0\u1ee3ng h\u00e0ng b\u00e1n ra, c\u1eaft gi\u1ea3m chi ph\u00ed hay th\u1ef1c hi\u1ec7n c\u00e1c \u0111i\u1ec1u ch\u1ec9nh kh\u00e1c c\u00f3 th\u1ec3 gi\u00fap startup ho\u1ea1t \u0111\u1ed9ng \u1ed5n \u0111\u1ecbnh v\u00e0 ph\u00e1t tri\u1ec3n”.<\/em><\/p>\n

\"\u00d4ng<\/p>\n

Trong khi \u0111\u00f3, Evan Singer \u2013 ch\u1ee7 t\u1ecbch SmartBiz \u2013 m\u1ed9t nh\u00e0 cung c\u1ea5p v\u1ed1n cho c\u00e1c kho\u1ea3n vay tr\u1ee3 gi\u00fap th\u1ea3m h\u1ecda d\u00e0nh cho c\u00e1c doanh nghi\u1ec7p SME c\u1ee7a C\u1ee5c Qu\u1ea3n l\u00fd Doanh nghi\u1ec7p nh\u1ecf M\u1ef9 (SBA) cho bi\u1ebft “kh\u00f4ng \u00edt ng\u01b0\u1eddi kh\u1edfi nghi\u1ec7p ch\u1ea5p nh\u1eadn l\u00e0m kh\u00f4ng l\u01b0\u01a1ng trong kho\u1ea3ng th\u1eddi gian r\u1ea5t d\u00e0i. Kh\u00f4ng c\u00f3 g\u00ec ng\u1ea1c nhi\u00ean khi vi\u1ec7c lo l\u1eafng v\u00e0 b\u0103n kho\u0103n v\u1ec1 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n kh\u00f4ng mang \u0111\u1ebfn l\u1ee3i \u00edch g\u00ec cho vi\u1ec7c x\u00e2y d\u1ef1ng v\u00e0 \u0111i\u1ec1u h\u00e0nh kinh doanh. N\u1ebfu b\u1ea1n \u0111\u00e3 m\u1edf m\u1ed9t c\u00f4ng ty c\u00f3 quy m\u00f4 nh\u1ecf th\u00ec \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 c\u1ea7n nh\u1eadn ra r\u1eb1ng th\u1eddi gian v\u00f4 c\u00f9ng gi\u00e1 tr\u1ecb”.<\/em><\/p>\n

C\u0169ng c\u00f3 m\u1ed9t l\u00fd do th\u1ef1c t\u1ebf cho vi\u1ec7c b\u1ea1n n\u00ean t\u1ef1 tr\u1ea3 l\u01b0\u01a1ng cho m\u00ecnh khi l\u00e0 ch\u1ee7 c\u1ee7a m\u1ed9t doanh nghi\u1ec7p nh\u1ecf: T\u00f9y thu\u1ed9c v\u00e0o c\u1ea5u tr\u00fac c\u00f4ng ty, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3m thu\u1ebf n\u1ebfu nh\u01b0 b\u1ea1n x\u00e1c \u0111\u1ecbnh r\u00f5 l\u01b0\u01a1ng c\u00e1 nh\u00e2n kh\u00f4ng n\u1eb1m trong t\u1ed5ng thu nh\u1eadp c\u1ee7a doanh nghi\u1ec7p.<\/p>\n

“Gi\u1ea3 s\u1eed, c\u00f4ng ty b\u1ea1n c\u00f3 thu nh\u1eadp r\u00f2ng l\u00e0 100.000 USD\/n\u0103m v\u00e0 b\u1ea1n l\u00e0 \u00f4ng ch\u1ee7 duy nh\u1ea5t. Thu\u1ebf d\u00e0nh cho doanh nghi\u1ec7p t\u01b0 nh\u00e2n \u2013 bao g\u1ed3m c\u00e1c kho\u1ea3n chi cho an ninh x\u00e3 h\u1ed9i v\u00e0 y t\u1ebf \u2013 s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh tr\u00ean t\u1ed5ng 100.000 USD \u0111\u00f3”<\/em>, Whitney Delaney \u2013 nh\u00e0 s\u00e1ng l\u1eadp Delaney Tax v\u00e0 Wealth Management n\u00f3i. “Hay n\u00f3i c\u00e1ch kh\u00e1c, n\u1ebfu startup g\u1ed3m nhi\u1ec1u ng\u01b0\u1eddi (d\u01b0\u1edbi d\u1ea1ng c\u1ed5 \u0111\u00f4ng) v\u00e0 b\u1ea1n t\u1ef1 tr\u1ea3 l\u01b0\u01a1ng cho m\u00ecnh th\u00ec kho\u1ea3n gi\u1ea3m tr\u1eeb c\u1ee7a b\u1ea1n s\u1ebd ch\u1ec9 d\u1ef1a tr\u00ean ph\u1ea7n l\u01b0\u01a1ng m\u00e0 b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c thay v\u00ec l\u00e0 t\u1ed5ng thu nh\u1eadp r\u00f2ng”.<\/em><\/p>\n

Khi n\u00e0o th\u00ec b\u1ea1n n\u00ean tr\u1ea3 l\u01b0\u01a1ng cho m\u00ecnh?<\/h2>\n

Khi ng\u00e2n s\u00e1ch eo h\u1eb9p th\u00ec l\u01b0\u01a1ng c\u1ee7a \u00f4ng ch\u1ee7 th\u01b0\u1eddng s\u1ebd l\u00e0 \u01b0u ti\u00ean cu\u1ed1i c\u00f9ng trong danh s\u00e1ch. Tuy nhi\u00ean, khi thu nh\u1eadp t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh \u0111\u00e3 \u1ed5n \u0111\u1ecbnh h\u01a1n th\u00ec b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 t\u1ef1 tr\u1ea3 l\u01b0\u01a1ng cho m\u00ecnh.<\/p>\n

\"\u00d4ng<\/p>\n

\u00a0<\/div>\n

D\u1ef1a tr\u00ean c\u00e1c xu h\u01b0\u1edbng \u0111\u01b0\u1ee3c theo d\u00f5i b\u1edfi American Express OPEN, Bredin cho bi\u1ebft “Sau m\u1ed9t giai \u0111o\u1ea1n d\u00e0i th\u1eaft ch\u1eb7t chi ti\u00eau th\u00ec m\u1ed9t v\u00e0i \u00f4ng ch\u1ee7 th\u01b0\u1eddng d\u00e0nh cho m\u00ecnh m\u1ed9t m\u1ee9c t\u0103ng nh\u1ecf trong thu nh\u1eadp. C\u00e1c startup s\u1ebd c\u1eaft (l\u01b0\u01a1ng c\u1ee7a m\u00ecnh) \u0111\u1ea7u ti\u00ean, th\u1eadm ch\u00ed tr\u01b0\u1edbc khi c\u1eaft gi\u1ea3m c\u00e1c kho\u1ea3n chi kh\u00e1c v\u00e0 \u0111\u1ec3 cho nh\u00e2n vi\u00ean ra \u0111i theo \u00fd mu\u1ed1n c\u1ee7a h\u1ecd n\u1ebfu t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u00f3 bi\u1ebfn \u0111\u1ed9ng. Khi d\u00f2ng ti\u1ec1n \u0111\u01b0\u1ee3c h\u1ed3i ph\u1ee5c th\u00ec s\u1ef1 l\u1ea1c quan gi\u00fap h\u1ecd tho\u1ea3i m\u00e1i h\u01a1n trong vi\u1ec7c kh\u00f4i ph\u1ee5c l\u1ea1i m\u1ecdi th\u1ee9”.<\/em><\/p>\n

Delaney khuy\u00ean c\u00e1c startup n\u00ean t\u1ef1 \u0111\u1eb7t 3 c\u00e2u h\u1ecfi \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh li\u1ec7u r\u1eb1ng m\u00ecnh \u0111\u00e3 s\u1eb5n s\u00e0ng tr\u00edch m\u1ed9t ph\u1ea7n ng\u00e2n s\u00e1ch \u0111\u1ec3 tr\u1ea3 l\u01b0\u01a1ng cho ch\u00ednh m\u00ecnh:<\/p>\n

N\u1ebfu c\u00e2u tr\u1ea3 l\u1eddi l\u00e0 “c\u00f3” cho t\u1ea5t c\u1ea3 3 c\u00e2u tr\u00ean th\u00ec c\u00f3 ngh\u0129a b\u1ea1n c\u00f3 th\u1ec3 t\u1ef1 tr\u1ea3 th\u00f9 lao cho m\u00ecnh, Delaney nh\u1ea5n m\u1ea1nh.<\/p>\n

B\u1ea1n n\u00ean tr\u1ea3 cho m\u00ecnh m\u1ed9t m\u1ee9c l\u01b0\u01a1ng nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n

Theo IRS, c\u00e1c \u00f4ng ch\u1ee7 n\u00ean d\u00e0nh cho m\u00ecnh m\u1ed9t “m\u1ee9c l\u01b0\u01a1ng h\u1ee3p l\u00fd”. Tuy nhi\u00ean, bao nhi\u00eau th\u00ec g\u1ecdi l\u00e0 “h\u1ee3p l\u00fd?<\/p>\n

“T\u00f4i khuy\u00ean c\u00e1c b\u1ea1n n\u00ean \u0111\u01b0a ra m\u1ed9t m\u1ee9c l\u01b0\u01a1ng khi\u00eam t\u1ed1n v\u00e0 b\u1ea1n c\u00f3 th\u1ec3 chi tr\u1ea3 \u0111\u01b0\u1ee3c”<\/em>, Delaney n\u00f3i.<\/p>\n

Bredin c\u0169ng khuy\u00ean startup n\u00ean \u0111\u01b0a ra m\u1ed9t con s\u1ed1 c\u1ee5 th\u1ec3, t\u00ednh to\u00e1n c\u00e1c chi ph\u00ed c\u00e1 nh\u00e2n, sau \u0111\u00f3, d\u1ef1a tr\u00ean c\u00e1c th\u1ed1ng k\u00ea \u0111\u1ec3 xem x\u00e9t k\u1ef9 t\u1eebng s\u1ed1 li\u1ec7u v\u00e0 x\u00e1c \u0111\u1ecbnh xem m\u00ecnh c\u00f3 th\u1ec3 d\u00e0nh kho\u1ea3ng bao nhi\u00eau ng\u00e2n s\u00e1ch \u0111\u1ec3 tr\u1ea3 l\u01b0\u01a1ng.<\/p>\n

\"\u00d4ng<\/p>\n

M\u1ed9t ph\u01b0\u01a1ng ph\u00e1p kh\u00e1c \u2013 thay v\u00ec d\u1ef1a tr\u00ean chi ph\u00ed th\u00ec b\u1ea1n c\u00f3 th\u1ec3 tr\u1ea3 l\u01b0\u01a1ng cho m\u00ecnh d\u1ef1a theo l\u1ee3i nhu\u1eadn thu \u0111\u01b0\u1ee3c. “B\u00e1o c\u00e1o c\u1ee7a SBA c\u0169ng ch\u1ec9 r\u00f5 \u0111a ph\u1ea7n c\u00e1c \u00f4ng ch\u1ee7 doanh nghi\u1ec7p nh\u1ecf gi\u1edbi h\u1ea1n l\u01b0\u01a1ng c\u1ee7a h\u1ecd kho\u1ea3ng 50% l\u1ee3i nhu\u1eadn”<\/em>, Singer chia s\u1ebb. Tuy nhi\u00ean, \u00f4ng c\u0169ng l\u01b0u \u00fd r\u1eb1ng ngay c\u1ea3 SBA c\u0169ng kh\u00f4ng h\u1ec1 c\u00f3 m\u1ed9t con s\u1ed1 d\u1ee9t kho\u00e1t cho th\u00f9 lao c\u1ee7a c\u00e1c ch\u1ee7 startup n\u00e0y b\u1edfi v\u00ec bao nhi\u00eau c\u00f2n t\u00f9y thu\u1ed9c r\u1ea5t l\u1edbn v\u00e0o giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n hi\u1ec7n t\u1ea1i c\u1ee7a doanh nghi\u1ec7p.<\/p>\n

\u0110\u1ec3 tr\u00e1nh g\u1eb7p r\u1eafc r\u1ed1i, c\u00e1c startup n\u00ean duy tr\u00ec m\u1ed9t c\u01a1 s\u1edf d\u1eef li\u1ec7u v\u1ec1 c\u00e1c th\u1ed1ng k\u00ea li\u00ean quan \u0111\u1ebfn thu nh\u1eadp. Tuy nhi\u00ean, c\u0169ng c\u1ea7n nh\u1ea5n m\u1ea1nh l\u00e0 m\u1ee9c l\u01b0\u01a1ng b\u1ea1n \u0111\u1eb7t ra ph\u1ea3i \u0111\u1ea3m b\u1ea3o kh\u00f4ng l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u00ecnh h\u00ecnh ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c.<\/p>\n

\u00a0<\/div>\n

“D\u00f2ng ti\u1ec1n c\u00f3 th\u1ec3 th\u00fac \u0111\u1ea9y s\u1ef1 ph\u00e1t tri\u1ec3n ho\u1eb7c h\u1ee7y ho\u1ea1i m\u1ed9t doanh nghi\u1ec7p nh\u1ecf”.<\/em><\/p>\n

V\u1ec1 t\u00e1c gi\u1ea3<\/span>: Nicole Fallon Taylor l\u00e0 bi\u00ean t\u1eadp vi\u00ean tr\u00ean trang Business News Daily, t\u1ed1t nghi\u1ec7p khoa truy\u1ec1n th\u00f4ng \u2013 v\u0103n h\u00f3a t\u1ea1i \u0110\u1ea1i h\u1ecdc New York.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Khi ngh\u0129 v\u1ec1 chi ph\u00ed kinh doanh th\u00ec m\u1ed9t trong nh\u1eefng th\u1ee9 d\u1ec5 nh\u1ea5t c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c xem x\u00e9t k\u1ef9 nh\u1ea5t \u0111\u00f3 ch\u00ednh l\u00e0 m\u1ee9c l\u01b0\u01a1ng c\u1ee7a ch\u00ednh b\u1ea1n \u2013 ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 tr\u1ef1c ti\u1ebfp ngh\u0129 ra \u00fd t\u01b0\u1edfng.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[452],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/41253"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=41253"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/41253\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=41253"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=41253"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=41253"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}