{"id":4213,"date":"2023-11-30T04:25:12","date_gmt":"2023-11-30T04:25:12","guid":{"rendered":"http:\/\/masterskills.org\/blog\/?p=4213"},"modified":"2023-12-14T14:08:54","modified_gmt":"2023-12-14T14:08:54","slug":"10-nguyen-tac-cua-nghe-thuat-quan-ly-rui-ro","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/10-nguyen-tac-cua-nghe-thuat-quan-ly-rui-ro.html","title":{"rendered":"10 NGUY\u00caN T\u1eaeC C\u1ee6A NGH\u1ec6 THU\u1eacT QU\u1ea2N L\u00dd R\u1ee6I RO"},"content":{"rendered":"<p>Sau cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u, c\u00e1c c\u00f4ng ty \u0111\u00e3 t\u1eadp trung ch\u00fa tr\u1ecdng h\u01a1n v\u1ec1 nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra. Ban l\u00e3nh \u0111\u1ea1o c\u1ee7a c\u00e1c c\u00f4ng ty, nh\u1ea5t l\u00e0 c\u00e1c t\u1eadp \u0111o\u00e0n l\u1edbn \u0111\u00e3 nh\u00ecn nh\u1eadn s\u1ef1 c\u1ea7n thi\u1ebft c\u1ee7a vi\u1ec7c qu\u1ea3n l\u00fd r\u1ee7i ro. C\u00e1c\u00a0<em>Gi\u00e1m \u0111\u1ed1c t\u00e0i ch\u00ednh\u00a0<\/em>c\u0169ng \u0111\u00e3 c\u00f3 nhi\u1ec1u thay \u0111\u1ed5i kh\u00f4ng ch\u1ec9 ch\u00fa tr\u1ecdng \u0111\u1ebfn t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh m\u00e0 c\u00f2n m\u1edf r\u1ed9ng h\u01a1n v\u1ec1 c\u00e1c r\u1ee7i ro s\u1ebd c\u00f3 th\u1ec3 x\u1ea3y \u0111\u1ebfn. Qu\u1ea3n l\u00fd r\u1ee7i ro \u0111\u01b0\u1ee3c xem x\u00e9t nh\u01b0 m\u1ed9t m\u00f4n \u201cngh\u1ec7 thu\u1eadt\u201d \u0111\u1ea7y th\u00fa v\u1ecb b\u1edfi s\u1ef1 bi\u1ebfn \u0111\u1ed9ng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0\u00a0<strong>10 nguy\u00ean t\u1eafc<\/strong>\u00a0\u0111\u1ec3 c\u00e1c CFO c\u00f3 th\u1ec3 qu\u1ea3n l\u00fd r\u1ee7i ro m\u1ed9t c\u00e1ch \u201cuy\u1ec3n chuy\u1ec3n\u201d v\u00e0 \u201c\u0111i\u00eau luy\u1ec7n\u201d nh\u1ea5t.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>#1. QU\u1ea2N L\u00dd R\u1ee6I RO LU\u00d4N \u0110\u01af\u1ee2C \u0110\u1ec0 C\u1eacP \u0110\u1ebeN \u0110\u1ea6U TI\u00caN<\/strong><\/p>\n<p>H\u1ea7u h\u1ebft c\u00e1c nh\u00e0 qu\u1ea3n l\u00fd th\u01b0\u1eddng \u0111\u1ec1 c\u1eadp \u0111\u1ebfn nh\u1eefng k\u1ebf ho\u1ea1ch kinh doanh m\u1edbi, nh\u1eefng b\u01b0\u1edbc ph\u00e1t tri\u1ec3n \u0111\u1ea7y tham v\u1ecdng v\u00e0 nh\u1eefng vi\u1ec5n c\u1ea3nh tuy\u1ec7t v\u1eddi trong t\u01b0\u01a1ng lai, nh\u01b0ng th\u01b0\u1eddng b\u1ecf qua c\u00e1c r\u1ee7i ro. .<\/p>\n<p>Theo m\u1ed9t kh\u1ea3o s\u00e1t t\u1eeb Havard Business Review t\u1eeb n\u0103m 2011, c\u00f3 kho\u1ea3ng 42% c\u00e1c c\u00f4ng ty 10.000 nh\u00e2n vi\u00ean c\u00f3 th\u00eam v\u1ecb tr\u00ed Gi\u00e1m \u0111\u1ed1c Qu\u1ea3n l\u00fd r\u1ee7i ro (CRO). C\u00e1c c\u00f4ng ty c\u00f3 th\u00eam v\u1ecb tr\u00ed n\u00e0y th\u01b0\u1eddng c\u00f3 c\u00e1c c\u00f4ng c\u1ee5 l\u1eadp k\u1ebf ho\u1ea1ch cho nh\u1eefng r\u1ee7i ro v\u1ec1 t\u00e0i ch\u00ednh, chi ph\u00ed v\u1ed1n,\u2026v\u00e0 th\u00f4ng b\u00e1o cho n\u1ed9i b\u1ed9. \u0110i\u1ec3n h\u00ecnh nh\u01b0 t\u1ea1i General Electric, h\u00e0ng n\u0103m ban Gi\u00e1m \u0111\u1ed1c s\u1ebd ph\u00e1t tri\u1ec3n m\u1ed9t danh s\u00e1ch c\u00e1c r\u1ee7i ro m\u00e0 c\u00f4ng ty s\u1ebd ph\u1ea3i \u0111\u1ed1i m\u1eb7t trong n\u0103m t\u1edbi v\u00e0 danh s\u00e1ch n\u00e0y \u0111\u01b0\u1ee3c c\u00f4ng khai trong n\u1ed9i b\u1ed9 c\u00f4ng ty. Gi\u00e1m \u0111\u1ed1c Qu\u1ea3n l\u00fd r\u1ee7i ro s\u1ebd tr\u1ef1c ti\u1ebfp \u0111i\u1ec1u ph\u1ed1i c\u00e1c ho\u1ea1t \u0111\u1ed9ng, \u0111\u1ea3m b\u1ea3o qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c c\u00e1c r\u1ee7i ro trong m\u1ecdi t\u00ecnh h\u00ecnh. Ngo\u00e0i ra c\u00f2n \u0111\u01b0a ra c\u00e1c d\u1ef1 b\u00e1o, k\u1ecbch b\u1ea3n cho nh\u1eefng r\u1ee7i ro m\u00e0 c\u00f4ng ty c\u00f3 th\u1ec3 s\u1ebd g\u1eb7p trong th\u1eddi gian t\u1edbi, gi\u1ea3i tr\u00ecnh c\u0169ng nh\u01b0ng b\u00e1o c\u00e1o tr\u1ef1c ti\u1ebfp v\u1edbi\u00a0Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh, Gi\u00e1m \u0111\u1ed1c t\u00e0i ch\u00ednh.<\/p>\n<p><strong>#2: QU\u1ea2N L\u00dd R\u1ee6I RO KH\u00d4NG CH\u1ec8 L\u00c0 L\u00dd THUY\u1ebeT<\/strong><\/p>\n<p>Qu\u1ea3n l\u00fd r\u1ee7i ro kh\u00f4ng th\u1ec3 ch\u1ec9 l\u00e0 l\u00fd thuy\u1ebft tr\u00ean gi\u1ea5y, kh\u00f4ng ch\u1ec9 l\u00e0 nh\u1eadn bi\u1ebft \u0111\u1ec3 tr\u00e1nh ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng r\u1ee7i ro. C\u00e1c doanh nghi\u1ec7p l\u1edbn n\u1ebfu kh\u00f4ng kh\u00e9o s\u1ebd bi\u1ebfn nh\u1eefng l\u00fd thuy\u1ebft v\u1ec1 r\u1ee7i ro ch\u1ec9 m\u00e3i l\u00e0 l\u00fd thuy\u1ebft ri\u00eang bi\u1ec7t xa r\u1eddi v\u1edbi nh\u1eefng r\u1ee7i ro th\u1ef1c t\u1ebf m\u00e0 h\u1ecd ph\u1ea3i \u0111\u1ed1i m\u1eb7t. C\u00e1c r\u1ee7i ro c\u1ea7n ph\u1ea3i b\u00e1m s\u00e1t t\u00ecnh h\u00ecnh th\u1ef1c t\u1ebf \u0111ang di\u1ec5n ra c\u1ee7a c\u00f4ng ty. S\u1ef1 t\u00edch h\u1ee3p qu\u1ea3n l\u00fd r\u1ee7i ro v\u00e0o quy tr\u00ecnh v\u1eadn h\u00e0nh c\u1ee7a c\u00f4ng ty l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft. \u0110i\u1ec1u n\u00e0y gi\u00fap c\u00e1c nh\u00e0 qu\u1ea3n l\u00fd hi\u1ec3u r\u00f5 \u0111\u01b0\u1ee3c ph\u1ea1m vi r\u1ee7i ro m\u00e0 c\u00f4ng ty \u0111ang ph\u1ea3i \u0111\u1ed1i m\u1eb7t b\u1eb1ng c\u00e1ch x\u00e1c \u0111\u1ecbnh l\u0129nh v\u1ef1c r\u1ee7i ro ch\u00ednh, \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng r\u1ee7i ro. T\u1eeb \u0111\u00f3 s\u1ebd c\u00f3 nh\u1eefng k\u1ebf ho\u1ea1ch gi\u1ea3m nh\u1eb9 ho\u1eb7c t\u1eadn d\u1ee5ng ng\u01b0\u1ee3c l\u1ea1i c\u00e1c r\u1ee7i ro.<\/p>\n<p><strong>#3: PH\u1ee8C T\u1ea0P KH\u00d4NG L\u00c0 C\u00c1CH GI\u1ea2I QUY\u1ebeT<\/strong><\/p>\n<p>C\u00e1c h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd r\u1ee7i ro kh\u00f4ng ph\u1ea3i l\u00e0 h\u1ec7 th\u1ed1ng v\u1eadn h\u00e0nh c\u00f4ng vi\u1ec7c, ch\u00ednh v\u00ec v\u1eady s\u1ef1 ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c ch\u1ec9 s\u1ed1 ph\u00e2n t\u00edch chuy\u00ean s\u00e2u l\u00e0 \u0111i\u1ec1u kh\u00f4ng qu\u00e1 c\u1ea7n thi\u1ebft. Nh\u1eefng r\u1ee7i ro \u0111\u01b0\u1ee3c gi\u1ea3 \u0111\u1ecbnh ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ee5c ti\u00eau l\u00e0 m\u00e0 c\u00e1c nh\u00e0 kinh doanh h\u01b0\u1edbng \u0111\u1ebfn. M\u1ed9t h\u1ec7 th\u1ed1ng x\u1eed l\u00fd \u0111\u01a1n gi\u1ea3n nh\u01b0ng bao qu\u00e1t l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft cho qu\u1ea3n l\u00fd nh\u1eefng r\u1ee7i ro<\/p>\n<p><strong>#4: CHI\u1ebeN L\u01af\u1ee2C QU\u1ea2N TR\u1eca R\u1ee6I RO<\/strong><\/p>\n<p>H\u1ea7u h\u1ebft c\u00e1c c\u00f4ng ty c\u00f3 xu h\u01b0\u1edbng ngh\u0129 v\u1ec1 r\u1ee7i ro ch\u1ee7 y\u1ebfu l\u00e0 v\u1ec1 r\u1ee7i ro t\u00e0i ch\u00ednh ti\u1ec1m \u1ea9n. M\u1eb7c d\u00f9 \u0111\u00e2y l\u00e0 m\u1ed9t kh\u00eda c\u1ea1nh quan tr\u1ecdng nh\u01b0ng ch\u01b0a th\u1eadt s\u1ef1 \u0111\u1ee7 \u0111\u1ec3 n\u00f3i v\u1ec1 c\u00e1c r\u1ee7i ro ti\u1ec3m \u1ea9n trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p. Trong s\u1ed1 100 c\u00f4ng ty b\u1ecb thua l\u1ed7 gi\u00e1 c\u1ed5 phi\u1ebfu l\u1edbn nh\u1ea5t trong giai \u0111o\u1ea1n t\u1eeb t\u1eeb 1995 \u0111\u1ebfn 2004, c\u00f3 37 c\u00f4ng ty b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi r\u1ee7i ro t\u00e0i ch\u00ednh, trong khi s\u1ed1 c\u00f4ng ty c\u00f2n l\u1ea1i, g\u1ea7n g\u1ea5p \u0111\u00f4i do b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi nh\u1eefng r\u1ee7i ro \u0111\u1ebfn t\u1eeb chi\u1ebfn l\u01b0\u1ee3c th\u1ef1c thi. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 c\u1ea7n c\u00f3 chi\u1ebfn l\u01b0\u1ee3c cho nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y \u0111\u1ebfn trong t\u01b0\u01a1ng lai v\u00e0 xem n\u00f3 l\u00e0 m\u1ed9t ph\u1ea7n kh\u00f4ng th\u1ec3 thi\u1ebfu c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c kinh doanh. C\u00e1c r\u1ee7i ro tr\u00ean c\u00e1c ph\u01b0\u01a1ng di\u1ec7n c\u0169ng c\u1ea7n \u0111\u01b0\u1ee3c xem x\u00e9t k\u1ef9 l\u01b0\u1ee3ng c\u0169ng nh\u01b0 r\u1ee7i ro xu\u1ea5t ph\u00e1t t\u1eeb t\u00e0i ch\u00ednh.<\/p>\n<p><strong>#5: H\u01a0N C\u1ea2 CH\u00cdNH \u0110\u00d3 L\u00c0 V\u0102N H\u00d3A<\/strong><\/p>\n<p>Qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 c\u1ea3 m\u1ed9t n\u1ec1n v\u0103n h\u00f3a. M\u1ee5c ti\u00eau c\u1ee7a h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd r\u1ee7i ro kh\u00f4ng ch\u1ec9 \u0111\u1ec3 th\u1ef1c thi c\u00e1c ch\u00ednh s\u00e1ch m\u1edbi m\u00e0 c\u00f2n \u0111\u1ec3 t\u1ea1o n\u00ean v\u0103n h\u00f3a t\u1ed5 ch\u1ee9c, th\u00fac \u0111\u1ea9y t\u00ednh ch\u1ee7 \u0111\u1ed9ng trong vi\u1ec7c gi\u1ea3i quy\u1ebft ch\u1ee9 kh\u00f4ng ch\u1ec9 ph\u1ea3n \u1ee9ng l\u1ea1i c\u00e1c r\u1ee7i ro. M\u1ee5c ti\u00eau c\u1ee7a \u201cv\u0103n h\u00f3a nh\u1eadn th\u1ee9c r\u1ee7i ro\u201d kh\u00f4ng ph\u1ea3i \u0111\u1ec3 n\u00e9 tr\u00e1nh hay ti\u1ebfn t\u1edbi c\u00e2n b\u1eb1ng r\u1ee7i ro. Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, r\u1ee7i ro l\u00e0 \u0111i\u1ec1u c\u1ea7n ph\u1ea3i ch\u1ea5p nh\u1eadn \u0111\u1ec3 n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c nh\u1eefng c\u01a1 h\u1ed9i quan tr\u1ecdng kh\u00e1c.<\/p>\n<p><strong>#6: NH\u1eacN TH\u1ee8C R\u1ee6I RO CHO TO\u00c0N H\u1ec6 TH\u1ed0NG<\/strong><\/p>\n<p>D\u1eef li\u1ec7u v\u1ec1 nh\u1eefng r\u1ee7i ro ti\u1ec1m \u1ea9n kh\u00f4ng ch\u1ec9 n\u00ean g\u00f3i g\u1ecdn trong\u00a0ban gi\u00e1m \u0111\u1ed1c\u00a0m\u00e0 c\u1ea7n c\u00f3 s\u1ef1 th\u00f4ng tin \u0111\u1ebfn c\u00e1c b\u1ed9 ph\u1eadn trong c\u00f4ng ty. Th\u00f4ng tin l\u01b0u th\u00f4ng trong n\u1ed9i b\u1ed9 c\u00f4ng ty \u0111\u1ec3 m\u1ed7i c\u00e1 nh\u00e2n c\u00f3 s\u1ef1 nh\u1eadn th\u1ee9c v\u00e0 hi\u1ec3u r\u00f5 nh\u1eefng r\u1ee7i ro ti\u1ec1m t\u00e0ng trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u1ea3 c\u00f4ng ty c\u0169ng nh\u01b0 b\u1ed9 ph\u1eadn m\u00ecnh ph\u1ee5 tr\u00e1ch. C\u00e1c\u00a0<em>Gi\u00e1m \u0111\u1ed1c t\u00e0i ch\u00ednh\u00a0<\/em>c\u1ea7n c\u00f3 s\u1ef1 th\u00f4ng tin c\u0169ng nh\u01b0 c\u1eadp nh\u1eadt li\u00ean t\u1ee5c \u0111\u1ebfn c\u00e1c tr\u01b0\u1edfng b\u1ed9 ph\u1eadn, \u0111\u1ed3ng th\u1eddi ghi nh\u1eadn c\u00e1c tr\u01b0\u1eddng h\u1ee3p th\u1ef1c t\u1ebf t\u1eeb c\u00e1c nh\u00e2n vi\u00ean.<\/p>\n<p><strong>#7: KH\u00d4NG PH\u1ea2I L\u00c0 B\u00c1O C\u00c1O B\u00c0N LU\u1eacN V\u1ec0 NH\u1eeeNG R\u1ee6I RO<\/strong><\/p>\n<p>Qu\u1ea3n l\u00fd r\u1ee7i ro ch\u00ednh x\u00e1c l\u00e0 nh\u1eefng d\u1ef1 \u0111o\u00e1n v\u1ec1 m\u1ed9t t\u01b0\u01a1ng lai kh\u00f4ng ch\u1eafc ch\u1eafn. V\u00e0 th\u1ef1c t\u1ebf r\u1eb1ng kh\u00f4ng m\u1ed9t nh\u00e0 kinh doanh hay qu\u1ea3n l\u00fd n\u00e0o mu\u1ed1n nh\u1eefng s\u1ed1 li\u1ec7u trong k\u1ebf ho\u1ea1ch r\u1ee7i ro ch\u00ednh x\u00e1c ho\u00e0n to\u00e0n. Qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 nh\u1eadn th\u1ee9c v\u1ec1 m\u1ee9c \u0111\u1ed9 nh\u1eefng t\u00e1c \u0111\u1ed9ng ngo\u00e0i mong mu\u1ed1n \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng vi\u1ec7c kinh doanh. T\u1eeb \u0111\u00f3 c\u00f3 s\u1ef1 chu\u1ea9n b\u1ecb cho nh\u1eefng t\u1ed5n th\u1ea5t \u1edf m\u1ee9c th\u1ea5p nh\u1ea5t ho\u1eb7c l\u00e0 chuy\u1ec3n h\u00f3a nh\u1eefng r\u1ee7i ro th\u00e0nh c\u01a1 h\u1ed9i ph\u00e1t tri\u1ec3n m\u1edbi.<\/p>\n<p><strong>#8: KH\u00d4NG C\u00d3 C\u00c2U TR\u1ea2 L\u1edcI CH\u00cdNH X\u00c1C CHO R\u1ee6I RO<\/strong><\/p>\n<p>C\u00e1c r\u1ee7i ro kh\u00f4ng bao gi\u1edd l\u00e0 b\u1ea5t \u0111\u1ed9ng, n\u00f3 thay \u0111\u1ed5i d\u1ef1a tr\u00ean nhi\u1ec1u y\u1ebfu t\u1ed1 xu\u1ea5t ph\u00e1t t\u1eeb b\u00ean trong doanh nghi\u1ec7p ho\u1eb7c t\u00e1c \u0111\u1ed9ng t\u1eeb t\u00ecnh h\u00ecnh chung c\u1ee7a th\u1ecb tr\u01b0\u1eddng kinh t\u1ebf. C\u00e1c gi\u1ea3 \u0111\u1ecbnh v\u1ec1 nh\u1eefng r\u1ee7i ro th\u01b0\u1eddng thay \u0111\u1ed5i nhanh ch\u00f3ng. Kh\u00f4ng lo\u1ea1i tr\u1eeb s\u1ef1 thay \u0111\u1ed5i xu h\u01b0\u1edbng t\u1eeb th\u1ecb tr\u01b0\u1eddng kinh t\u1ebf c\u0169ng \u0111\u1ec1u c\u00f3 th\u1ec3 t\u1ea1o n\u00ean nh\u1eefng r\u1ee7i ro m\u1edbi. C\u00e1c r\u1ee7i ro c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c r\u00e0 so\u00e1t li\u00ean t\u1ee5c c\u0169ng nh\u01b0 c\u1eadp nh\u1eadt k\u1ecbch b\u1ea3n v\u1ec1 nh\u1eefng t\u00ecnh hu\u1ed1ng c\u00f3 th\u1ec3 x\u1ea3y \u0111\u1ebfn trong t\u01b0\u01a1ng lai.<\/p>\n<p><strong>#9: CHU\u1ea8N B\u1eca CHO NH\u1eeeNG R\u1ee6I RO KH\u00d4NG T\u01af\u1edeNG<\/strong><\/p>\n<p>C\u00e1c s\u1ef1 ki\u1ec7n \u201cblack-swan\u201d \u0111\u1ec1u c\u00f3 th\u1ec3 x\u1ea3y ra m\u00e0 kh\u00f4ng m\u1ed9t b\u00e1o tr\u01b0\u1edbc, ho\u00e0n to\u00e0n b\u1ea5t ng\u1edd v\u00e0 ho\u00e0n to\u00e0n m\u1edbi l\u1ea1, th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh hay kinh t\u1ebf ph\u1ea3i t\u1eadp quen d\u1ea7n v\u1edbi \u0111i\u1ec1u n\u00e0y. M\u1ed9t tr\u01b0\u1eddng h\u1ee3p \u0111\u1ebfn t\u1eeb Nh\u1eadt B\u1ea3n n\u0103m 2011 khi tr\u1eadn \u0111\u1ed9ng \u0111\u1ea5t v\u00e0 s\u00f3ng th\u1ea7n Tohoku \u1ea5p \u0111\u1ebfn k\u00e9o theo h\u00e0ng lo\u1ea1t nh\u1eefng thi\u1ec7t h\u1ea1i cho ng\u00e0nh \u0111i\u1ec7n h\u1ea1t nh\u00e2n. Theo nghi\u00ean c\u1ee9u t\u1eeb BCG c\u0169ng \u0111\u00e3 cho th\u1ea5y r\u1eb1ng nh\u1eefng c\u00f4ng ty c\u00f3 kh\u1ea3 n\u0103ng th\u00edch \u1ee9ng cao v\u1edbi nh\u1eefng r\u1ee7i ro b\u1ea5t ng\u1edd c\u00f3 kh\u1ea3 n\u0103ng ph\u00e1t tri\u1ec3n h\u01a1n c\u00e1c c\u00f4ng ty kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng n\u00e0y \u0111\u1eb7c bi\u1ec7t l\u00e0 trong c\u00e1c giai \u0111o\u1ea1n kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf.<\/p>\n<p><strong>#10: TH\u00c0NH C\u00d4NG TRONG R\u1ee6I RO<\/strong><\/p>\n<p>H\u01b0\u1edbng gi\u1ea3i quy\u1ebft c\u1ee7a c\u00e1c nh\u00e0 kinh doanh v\u1edbi nh\u1eefng r\u1ee7i ro th\u01b0\u1eddng l\u00e0 n\u00e9 tr\u00e1nh ho\u1eb7c do lo s\u1ee3 nh\u1eefng t\u1ed5n th\u1ea5t v\u1ec1 doanh thu ho\u1eb7c m\u1ea5t \u0111i c\u00e1c l\u1ee3i \u00edch. Thay v\u00ec v\u1eady c\u00e1c c\u00f4ng ty c\u00f3 th\u1ec3 n\u1eafm b\u1eaft nh\u1eefng c\u01a1 h\u1ed9i c\u00f3 trong r\u1ee7i ro \u0111\u1ec3 \u0111\u1ea3o ng\u01b0\u1ee3c t\u00ecnh th\u1ebf ho\u1eb7c t\u1ea1o ra nh\u1eefng \u0111\u1ed9t ph\u00e1 kh\u00e1c bi\u1ec7t. C\u00e1c nh\u00e0 qu\u1ea3n l\u00fd c\u00f3 th\u1ec3 bi\u1ebfn nh\u1eefng k\u1ecbch b\u1ea3n trong tr\u01b0\u1eddng h\u1ee3p x\u1ea5u th\u00e0nh tr\u1edf th\u00e0nh m\u1ed9t k\u1ecbch b\u1ea3n ho\u00e0n h\u1ea3o cho t\u00ecnh tr\u1ea1ng kh\u1ee7ng kho\u1ea3ng \u0111ang di\u1ec5n ra.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sau cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u, c\u00e1c c\u00f4ng ty \u0111\u00e3 t\u1eadp trung ch\u00fa tr\u1ecdng h\u01a1n v\u1ec1 nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra. Ban l\u00e3nh \u0111\u1ea1o c\u1ee7a c\u00e1c c\u00f4ng ty, nh\u1ea5t l\u00e0 c\u00e1c t\u1eadp \u0111o\u00e0n l\u1edbn \u0111\u00e3 nh\u00ecn nh\u1eadn s\u1ef1 c\u1ea7n thi\u1ebft c\u1ee7a vi\u1ec7c qu\u1ea3n l\u00fd r\u1ee7i ro. C\u00e1c\u00a0Gi\u00e1m \u0111\u1ed1c t\u00e0i ch\u00ednh\u00a0c\u0169ng \u0111\u00e3 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[194],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/4213"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=4213"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/4213\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=4213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=4213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=4213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}