{"id":4315,"date":"2023-11-30T05:41:39","date_gmt":"2023-11-30T05:41:39","guid":{"rendered":"http:\/\/masterskills.org\/blog\/?p=4315"},"modified":"2023-12-14T14:12:00","modified_gmt":"2023-12-14T14:12:00","slug":"quy-trinh-quan-ly-rui-ro-trong-du-phan-mem","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/quy-trinh-quan-ly-rui-ro-trong-du-phan-mem.html","title":{"rendered":"Quy tr\u00ecnh qu\u1ea3n l\u00fd r\u1ee7i ro trong d\u1ef1 \u00e1n ph\u1ea7n m\u1ec1m"},"content":{"rendered":"<p>Th\u00f4ng th\u01b0\u1eddng, \u201cr\u1ee7i ro\u201d d\u00f9ng \u0111\u1ec3 ch\u1ec9 m\u1ed9t hay nhi\u1ec1u s\u1ef1 vi\u1ec7c ch\u01b0a nh\u01b0ng c\u00f3 kh\u1ea3 n\u0103ng x\u1ea3y ra trong t\u01b0\u01a1ng lai c\u00f3 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn d\u1ef1 \u00e1n, v\u00e0 khi s\u1ef1 vi\u1ec7c \u0111\u00f3 x\u1ea3y ra th\u01b0\u1eddng s\u1ebd g\u00e2y \u1ea3nh h\u01b0\u1edfng x\u1ea5u, th\u1eadm ch\u00ed l\u00e0 \u201ctai n\u1ea1n\u201d cho d\u1ef1 \u00e1n, c\u1ea3n tr\u1edf d\u1ef1 \u00e1n \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau c\u1ee7a m\u00ecnh. R\u1ee7i ro th\u01b0\u1eddng \u0111\u01b0\u1ee3c nh\u1eadn bi\u1ebft d\u1ef1a v\u00e0o m\u1ed9t s\u1ed1 d\u1ea5u hi\u1ec7u b\u00e1o tr\u01b0\u1edbc, \u0111\u00f4i khi d\u1ef1a v\u00e0o kinh nghi\u1ec7m c\u1ee7a c\u00e1c d\u1ef1 \u00e1n t\u01b0\u01a1ng t\u1ef1 tr\u01b0\u1edbc \u0111\u00e2y.<\/p>\n<p>M\u1eb7c d\u00f9 nh\u1eadn di\u1ec7n v\u00e0 ki\u1ec3m so\u00e1t t\u1ed1t r\u1ee7i ro c\u00f3 kh\u1ea3 n\u0103ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn d\u1ef1 \u00e1n \u0111\u00f2i h\u1ecfi s\u1ef1 tham gia c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi, tuy nhi\u00ean ng\u01b0\u1eddi c\u00f3 vai tr\u00f2 tr\u1ef1c ti\u1ebfp v\u00e0 quan tr\u1ecdng nh\u1ea5t l\u00e0 tr\u01b0\u1edfng d\u1ef1 \u00e1n. Do \u0111\u00f3, m\u1ed9t ti\u00eau ch\u00ed b\u1eaft bu\u1ed9c c\u1ee7a m\u1ed9t tr\u01b0\u1edfng d\u1ef1 \u00e1n gi\u1ecfi l\u00e0 kh\u1ea3 n\u0103ng ki\u1ec3m so\u00e1t t\u1ed1t r\u1ee7i ro.<\/p>\n<h2 id=\"1-quy-trinh-quan-ly-rui-ro-0\">1. Quy tr\u00ecnh qu\u1ea3n l\u00fd r\u1ee7i ro<\/h2>\n<p>Nh\u1eadn di\u1ec7n v\u00e0 ki\u1ec3m so\u00e1t t\u1ed1t r\u1ee7i ro ch\u1ec9 b\u1eb1ng k\u1ef9 n\u0103ng v\u00e0 kinh nghi\u1ec7m c\u00e1 nh\u00e2n kh\u00f4ng ch\u01b0a \u0111\u1ee7, vi\u1ec7c ki\u1ec3m so\u00e1t r\u1ee7i ro ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo m\u1ed9t quy tr\u00ecnh ch\u1eb7t ch\u1ebd v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi \u0111\u1eb7c th\u00f9, m\u1ee5c ti\u00eau v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a d\u1ef1 \u00e1n.<\/p>\n<div class=\"code-block code-block-1\"><\/div>\n<h2 id=\"2-xac-dinh-rui-ro-1\">2. X\u00e1c \u0111\u1ecbnh r\u1ee7i ro<\/h2>\n<p>X\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c ch\u00ednh x\u00e1c c\u00e1c ngu\u1ed3n c\u00f3 kh\u1ea3 n\u0103ng ph\u00e1t sinh r\u1ee7i ro l\u00e0 \u0111i\u1ec1u kh\u00f4ng d\u1ec5 d\u00e0ng. Th\u00f4ng th\u01b0\u1eddng r\u1ee7i ro xu\u1ea5t hi\u1ec7n t\u1eeb c\u00e1c ngu\u1ed3n sau:<\/p>\n<div class=\"code-block code-block-3\"><\/div>\n<p>\u2022 Ng\u00e2n s\u00e1ch\/ngu\u1ed3n t\u00e0i tr\u1ee3 cho d\u1ef1 \u00e1n<\/p>\n<p>\u2022 Th\u1eddi gian th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n<\/p>\n<p>\u2022 Thay \u0111\u1ed5i v\u1ec1 ph\u1ea1m vi v\u00e0 y\u00eau c\u1ea7u d\u1ef1 \u00e1n<\/p>\n<p>\u2022 Kh\u00f3 kh\u0103n v\u1ec1 k\u1ef9 thu\u1eadt<\/p>\n<div class=\"code-block code-block-4\"><\/div>\n<p>\u2022 V\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn nh\u00e2n l\u1ef1c<\/p>\n<p>\u2022 H\u1ee3p \u0111\u1ed3ng gi\u1eefa 2 (ho\u1eb7c nhi\u1ec1u) b\u00ean<\/p>\n<p>\u2022 Trong kinh doanh<\/p>\n<p>\u2022 M\u00f4i tr\u01b0\u1eddng, lu\u1eadt ph\u00e1p, ch\u00ednh tr\u1ecb, v\u0103n h\u00f3a\u2026<\/p>\n<h2 id=\"3-phan-tich-rui-ro-2\">3. Ph\u00e2n t\u00edch R\u1ee7i ro<\/h2>\n<p>Khi x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c r\u1ee7i ro, qu\u1ea3n l\u00fd d\u1ef1 \u00e1n nh\u01b0 PM, PTL s\u1ebd th\u1ef1c hi\u1ec7n t\u1ed5 ch\u1ee9c vi\u1ec7c ph\u00e2n t\u00edch r\u1ee7i ro, qua \u0111\u00f3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c ph\u1ea1m vi \u1ea3nh h\u01b0\u1edfng, m\u1ee9c \u0111\u1ed9 nghi\u00eam tr\u1ecdng c\u1ee7a r\u1ee7i ro.<\/p>\n<p>Vi\u1ec7c ph\u00e2n t\u00edch r\u1ee7i ro c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n k\u1ef9 l\u01b0\u1ee1ng v\u00e0 c\u1ea9n tr\u1ecdng, c\u00f3 th\u1ec3 kh\u00e1i qu\u00e1t l\u1ea1i th\u00e0nh 4 \u0111i\u1ec3m ch\u1ed1t ch\u00ednh nh\u01b0 s\u01a1 \u0111\u1ed3 d\u01b0\u1edbi \u0111\u00e2y.<\/p>\n<h4>1. Ph\u00e2n t\u00edch x\u00e1c su\u1ea5t xu\u1ea5t hi\u1ec7n c\u1ee7a r\u1ee7i ro<\/h4>\n<p>C\u00f3 4 m\u1ee9c \u0111\u1ec3 \u0111o l\u01b0\u1eddng kh\u1ea3 n\u0103ng xu\u1ea5t hi\u1ec7n c\u1ee7a r\u1ee7i ro, m\u1ed7i m\u1ee9c \u0111\u1ed9 \u0111\u01b0\u1ee3c g\u00e1n v\u1edbi m\u1ed9t gi\u00e1 tr\u1ecb s\u1ed1 (t\u00f9y d\u1ef1 \u00e1n) \u0111\u1ec3 c\u00f3 th\u1ec3 \u01b0\u1edbc l\u01b0\u1ee3ng s\u1ef1 quan tr\u1ecdng c\u1ee7a n\u00f3.<\/p>\n<p>\u2022 6 \u2013 Th\u01b0\u1eddng xuy\u00ean: Kh\u1ea3 n\u0103ng xu\u1ea5t hi\u1ec7n r\u1ee7i ro r\u1ea5t cao, xu\u1ea5t hi\u1ec7n trong h\u1ea7u h\u1ebft d\u1ef1 \u00e1n<\/p>\n<p>\u2022 4 \u2013 Hay x\u1ea3y ra: Kh\u1ea3 n\u0103ng xu\u1ea5t hi\u1ec7n r\u1ee7i ro cao, xu\u1ea5t hi\u1ec7n trong nhi\u1ec1u d\u1ef1 \u00e1n<\/p>\n<p>\u2022 2 \u2013 \u0110\u00f4i khi: Kh\u1ea3 n\u0103ng xu\u1ea5t hi\u1ec7n r\u1ee7i ro trung b\u00ecnh, ch\u1ec9 xu\u1ea5t hi\u1ec7n \u1edf m\u1ed9t s\u1ed1 \u00edt d\u1ef1 \u00e1n<\/p>\n<p>\u2022 1 \u2013 Hi\u1ebfm khi: Kh\u1ea3 n\u0103ng xu\u1ea5t hi\u1ec7n th\u1ea5p, ch\u1ec9 xu\u1ea5t hi\u1ec7n trong nh\u1eefng \u0111i\u1ec1u ki\u1ec7n nh\u1ea5t \u0111\u1ecbnh.<\/p>\n<h4>2. Ph\u00e2n t\u00edch m\u1ee9c \u0111\u1ed9 \u1ea3nh h\u01b0\u1edfng c\u1ee7a r\u1ee7i ro<\/h4>\n<p>C\u00f3 4 m\u1ee9c \u0111\u1ec3 \u0111o l\u01b0\u1eddng m\u1ee9c t\u00e1c \u0111\u1ed9ng c\u1ee7a r\u1ee7i ro, m\u1ed7i m\u1ee9c \u0111\u1ed9 \u0111\u01b0\u1ee3c g\u00e1n v\u1edbi m\u1ed9t gi\u00e1 tr\u1ecb s\u1ed1 (t\u00f9y d\u1ef1 \u00e1n) \u0111\u1ec3 c\u00f3 th\u1ec3 \u01b0\u1edbc l\u01b0\u1ee3ng s\u1ef1 t\u00e1c \u0111\u1ed9ng c\u1ee7a n\u00f3.<\/p>\n<p>\u2022 8 \u2013 Tr\u1ea7m tr\u1ecdng: C\u00f3 kh\u1ea3 n\u0103ng r\u1ea5t cao l\u00e0m d\u1ef1 \u00e1n th\u1ea5t b\u1ea1i<\/p>\n<p>\u2022 6 \u2013 Quan tr\u1ecdng: G\u00e2y kh\u00f3 kh\u0103n l\u1edbn v\u00e0 l\u00e0m d\u1ef1 \u00e1n kh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau<\/p>\n<p>\u2022 2 \u2013 V\u1eeba ph\u1ea3i: G\u00e2y kh\u00f3 kh\u0103n cho d\u1ef1 \u00e1n, \u1ea3nh h\u01b0\u1edfng vi\u1ec7c \u0111\u1ea1t c\u00e1c m\u1ee5c ti\u00eau c\u1ee7a d\u1ef1 \u00e1n<\/p>\n<p>\u2022 1 \u2013 Kh\u00f4ng \u0111\u00e1ng k\u1ec3: G\u00e2y kh\u00f3 kh\u0103n kh\u00f4ng \u0111\u00e1ng k\u1ec3.<\/p>\n<h4>3. Ph\u00e2n t\u00edch th\u1eddi \u0111i\u1ec3m xu\u1ea5t hi\u1ec7n r\u1ee7i ro<\/h4>\n<p>C\u00f3 4 m\u1ee9c \u0111\u1ec3 \u01b0\u1edbc l\u01b0\u1ee3ng th\u1eddi \u0111i\u1ec3m r\u1ee7i ro xu\u1ea5t hi\u1ec7n, m\u1ed7i m\u1ee9c \u0111\u01b0\u1ee3c g\u00e1n v\u1edbi m\u1ed9t gi\u00e1 tr\u1ecb s\u1ed1 (t\u00f9y d\u1ef1 \u00e1n) \u0111\u1ec3 c\u00f3 th\u1ec3 \u01b0\u1edbc l\u01b0\u1ee3ng s\u1ef1 t\u00e1c \u0111\u1ed9ng c\u1ee7a n\u00f3.<\/p>\n<p>\u2022 6 \u2013 Ngay l\u1eadp t\u1ee9c: R\u1ee7i ro xu\u1ea5t hi\u1ec7n g\u1ea7n nh\u01b0 t\u1ee9c kh\u1eafc<\/p>\n<p>\u2022 4 \u2013 R\u1ea5t g\u1ea7n: R\u1ee7i ro s\u1ebd xu\u1ea5t hi\u1ec7n trong th\u1eddi \u0111i\u1ec3m r\u1ea5t g\u1ea7n th\u1eddi \u0111i\u1ec3m ph\u00e2n t\u00edch<\/p>\n<p>\u2022 2 \u2013 S\u1eafp x\u1ea3y ra: R\u1ee7i ro s\u1ebd xu\u1ea5t hi\u1ec7n trong t\u01b0\u01a1ng lai g\u1ea7n<\/p>\n<p>\u2022 1 \u2013 R\u1ea5t l\u00e2u: R\u1ee7i ro s\u1ebd xu\u1ea5t hi\u1ec7n trong t\u01b0\u01a1ng lai xa ho\u1eb7c ch\u01b0a \u0111\u1ecbnh \u0111\u01b0\u1ee3c.<\/p>\n<h4>4. \u0110\u1ed9 nghi\u00eam tr\u1ecdng t\u1ed5ng th\u1ec3<\/h4>\n<p>Qua vi\u1ec7c x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u201c\u0110\u1ed9 nghi\u00eam tr\u1ecdng t\u1ed5ng th\u1ec3\u201d, ta c\u00f3 th\u1ec3 s\u1eafp x\u1ebfp c\u00e1c r\u1ee7i ro theo m\u1ed9t \u201cC\u00e2y r\u1ee7i ro\u201d, c\u00e1c r\u1ee7i ro c\u00f3 \u0111i\u1ec3m s\u1ed1 \u0111\u1ed9 nghi\u00eam tr\u1ecdng cao \u0111\u01b0\u1ee3c x\u1ebfp \u1edf \u201cg\u1ed1c c\u00e2y\u201d, th\u1ec3 hi\u1ec7n cho nh\u1eefng v\u1ea5n \u0111\u1ec1 g\u1ed1c r\u1ec5, \u1ea3nh h\u01b0\u1edfng to l\u1edbn \u0111\u1ebfn d\u1ef1 \u00e1n, nh\u01b0 m\u1ed9t c\u00e1i c\u00e2y, m\u1ea5t g\u1ed1c l\u00e0 ch\u1ebft! Nh\u1eefng v\u1ea5n \u0111\u1ec1 c\u00f3 \u0111i\u1ec3m trung b\u00ecnh, s\u1ebd n\u1eb1m r\u1ea3i r\u00e1c su\u1ed1t qu\u00e1 tr\u00ecnh tri\u1ec3n khai d\u1ef1 \u00e1n v\u1edbi \u0111\u1ed9 ph\u1ee9c t\u1ea1p v\u00e0 m\u1ee9c nghi\u00eam tr\u1ecdng ph\u00e2n h\u00f3a, cu\u1ed1i c\u00f9ng l\u00e0 nh\u1eefng r\u1ee7i ro v\u1edbi m\u1ee9c \u0111i\u1ec3m th\u1ea5p, ch\u00fang ph\u00e2n nh\u00e1nh kh\u00e1 nh\u1ecf, r\u1ea3i r\u00e1c kh\u1eafp c\u00e1c kh\u00eda c\u1ea1nh c\u1ee7a d\u1ef1 \u00e1n tuy nhi\u00ean \u0111\u1ed9 ph\u1ee9c t\u1ea1p v\u00e0 m\u1ee9c \u1ea3nh h\u01b0\u1edfng l\u1ea1i th\u1ea5p.<\/p>\n<h2 id=\"3-kiem-soat-rui-ro-3\">3. Ki\u1ec3m so\u00e1t R\u1ee7i ro<\/h2>\n<p>Ki\u1ec3m so\u00e1t r\u1ee7i ro b\u1eaft \u0111\u1ea7u v\u1edbi vi\u1ec7c ch\u1ecdn l\u1ef1a chi\u1ebfn l\u01b0\u1ee3c v\u00e0 ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ed1i ph\u00f3 r\u1ee7i ro. C\u00f3 nhi\u1ec1u chi\u1ebfn l\u01b0\u1ee3c v\u00e0 ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ed1i ph\u00f3 kh\u00e1c nhau, t\u00f9y theo t\u00ecnh hu\u1ed1ng d\u1ef1 \u00e1n, m\u00f4i tr\u01b0\u1eddng v\u00e0 \u0111\u1eb7c th\u00f9 c\u1ee7a t\u1eebng r\u1ee7i ro. Trong th\u1ef1c t\u1ebf, c\u00e1c chi\u1ebfn l\u01b0\u1ee3c ph\u1ed5 bi\u1ebfn nh\u1ea5t bao g\u1ed3m (H\u00ecnh 4):<\/p>\n<h4>Tr\u00e1nh n\u00e9<\/h4>\n<p>D\u00f9ng \u201c\u0111\u01b0\u1eddng \u0111i kh\u00e1c\u201d \u0111\u1ec3 n\u00e9 tr\u00e1nh r\u1ee7i ro, \u0111\u01b0\u1eddng \u0111i m\u1edbi c\u00f3 th\u1ec3 kh\u00f4ng c\u00f3 r\u1ee7i ro, c\u00f3 r\u1ee7i ro nh\u1eb9 h\u01a1n, ho\u1eb7c chi ph\u00ed \u0111\u1ed1i ph\u00f3 r\u1ee7i ro th\u1ea5p h\u01a1n. Ch\u1eb3ng h\u1ea1n:<\/p>\n<p>\u2022 Thay \u0111\u1ed5i ph\u01b0\u01a1ng ph\u00e1p, c\u00f4ng c\u1ee5 th\u1ef1c hi\u1ec7n, thay \u0111\u1ed5i con ng\u01b0\u1eddi<\/p>\n<p>\u2022 Th\u01b0\u01a1ng l\u01b0\u1ee3ng v\u1edbi kh\u00e1ch h\u00e0ng (ho\u1eb7c n\u1ed9i b\u1ed9) \u0111\u1ec3 thay \u0111\u1ed5i m\u1ee5c ti\u00eau.<\/p>\n<h4>Chuy\u1ec3n giao<\/h4>\n<p>Gi\u1ea3m thi\u1ec3u r\u1ee7i ro b\u1eb1ng c\u00e1ch chia s\u1ebb t\u00e1c h\u1ea1i khi ch\u00fang x\u1ea3y ra. Ch\u1eb3ng h\u1ea1n:<\/p>\n<p>\u2022 \u0110\u1ec1 ngh\u1ecb v\u1edbi kh\u00e1ch h\u00e0ng ch\u1ea5p nh\u1eadn v\u00e0 chia s\u1ebb r\u1ee7i ro (t\u0103ng th\u1eddi gian, chi ph\u00ed\u2026)<\/p>\n<p>\u2022 B\u00e1o c\u00e1o ban l\u00e3nh \u0111\u1ea1o \u0111\u1ec3 ch\u1ea5p nh\u1eadn t\u00e1c \u0111\u1ed9ng v\u00e0 chi ph\u00ed \u0111\u1ed1i ph\u00f3 r\u1ee7i ro<\/p>\n<p>\u2022 Mua b\u1ea3o hi\u1ec3m \u0111\u1ec3 chia s\u1ebb chi ph\u00ed khi r\u1ee7i ro x\u1ea3y ra.<\/p>\n<h4>Gi\u1ea3m nh\u1eb9<\/h4>\n<p>Th\u1ef1c thi c\u00e1c bi\u1ec7n ph\u00e1p \u0111\u1ec3 gi\u1ea3m thi\u1ec3u kh\u1ea3 n\u0103ng x\u1ea3y ra r\u1ee7i ro ho\u1eb7c gi\u1ea3m thi\u1ec3u t\u00e1c \u0111\u1ed9ng v\u00e0 chi ph\u00ed kh\u1eafc ph\u1ee5c r\u1ee7i ro n\u1ebfu n\u00f3 x\u1ea3y ra. Ch\u1eb3ng h\u1ea1n:<\/p>\n<p>\u2022 C\u1ea3nh b\u00e1o v\u00e0 tri\u1ec7t ti\u00eau c\u00e1c y\u1ebfu t\u1ed1 l\u00e0m cho r\u1ee7i ro xu\u1ea5t hi\u1ec7n<\/p>\n<p>\u2022 \u0110i\u1ec1u ch\u1ec9nh c\u00e1c y\u1ebfu t\u1ed1 c\u00f3 li\u00ean quan theo d\u00e2y chuy\u1ec1n \u0111\u1ec3 r\u1ee7i ro x\u1ea3y ra s\u1ebd \u00edt c\u00f3 t\u00e1c \u0111\u1ed9ng<\/p>\n<h4>Ch\u1ea5p nh\u1eadn<\/h4>\n<p>\u0110\u00e0nh ch\u1ea5p nh\u1eadn \u201cs\u1ed1ng chung\u201d v\u1edbi r\u1ee7i ro trong tr\u01b0\u1eddng h\u1ee3p chi ph\u00ed lo\u1ea1i b\u1ecf, ph\u00f2ng tr\u00e1nh, l\u00e0m nh\u1eb9 r\u1ee7i ro qu\u00e1 l\u1edbn (l\u1edbn h\u01a1n chi ph\u00ed kh\u1eafc ph\u1ee5c t\u00e1c h\u1ea1i), ho\u1eb7c t\u00e1c h\u1ea1i c\u1ee7a r\u1ee7i ro n\u1ebfu x\u1ea3y ra l\u00e0 nh\u1ecf hay c\u1ef1c k\u1ef3 th\u1ea5p. K\u1ebf ho\u1ea1ch \u0111\u1ed1i ph\u00f3 c\u00f3 th\u1ec3 l\u00e0:<\/p>\n<p>\u2022 Thu th\u1eadp ho\u1eb7c mua th\u00f4ng tin \u0111\u1ec3 c\u00f3 k\u1ebf ho\u1ea1ch ki\u1ec3m so\u00e1t t\u1ed1t h\u01a1n<\/p>\n<p>\u2022 L\u1eadp k\u1ebf ho\u1ea1ch kh\u1eafc ph\u1ee5c t\u00e1c h\u1ea1i khi r\u1ee7i ro x\u1ea3y ra.<\/p>\n<h2 id=\"4-giam-sat-rui-ro-4\">4. Gi\u00e1m s\u00e1t R\u1ee7i ro<\/h2>\n<p>R\u1ee7i ro m\u1ed9t khi \u0111\u00e3 x\u1ea3y ra th\u01b0\u1eddng kh\u00f4ng ch\u1ec9 m\u1ed9t l\u1ea7n, qu\u00e1 tr\u00ecnh gi\u00e1m s\u00e1t r\u1ee7i ro c\u1ea7n \u0111\u01b0\u1ee3c ch\u00fa tr\u1ecdng, m\u1ed7i khi r\u1ee7i ro \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh, ph\u00e2n t\u00edch v\u00e0 ki\u1ec3m so\u00e1t th\u00e0nh c\u00f4ng, ph\u1ea3i \u0111\u01b0a ra tr\u01b0\u1edbc d\u1ef1 \u00e1n \u0111\u1ec3 nh\u1eefng th\u00e0nh vi\u00ean kh\u00e1c n\u1eafm \u0111\u01b0\u1ee3c v\u00e0 tr\u00e1nh t\u00e1i m\u1eafc ph\u1ea3i.<\/p>\n<p>\u0110\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c hi\u1ec7u qu\u1ea3 t\u1ed1t nh\u1ea5t, nh\u1eefng r\u1ee7i ro \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e2n t\u00edch ho\u1eb7c \u0111ang trong qu\u00e1 tr\u00ecnh ki\u1ec3m so\u00e1t c\u1ea7n \u0111\u01b0\u1ee3c \u0111\u1ec1 ra trong c\u00e1c cu\u1ed9c h\u1ecdp ti\u1ebfn \u0111\u1ed9 d\u1ef1 \u00e1n \u0111\u1ecbnh k\u1ef3. Trong cu\u1ed9c h\u1ecdp c\u1ea7n ch\u1ec9 r\u00f5 t\u01b0\u1eddng t\u1eadn c\u00e1c r\u1ee7i ro, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c r\u1ee7i ro c\u00f3 t\u00ednh ch\u1ea5t nghi\u00eam tr\u1ecdng. Vi\u1ec7c hi\u1ec3u r\u00f5 r\u00e0ng v\u00e0 t\u01b0\u1eddng t\u1eadn r\u1ee7i ro gi\u00fap tr\u00e1nh g\u1eb7p ph\u1ea3i nh\u1eefng r\u1ee7i ro na n\u00e1 trong t\u01b0\u01a1ng lai.<\/p>\n<h2 id=\"5-ket-luan-5\">5. K\u1ebft lu\u1eadn<\/h2>\n<p>Trong th\u1ef1c t\u1ebf, do c\u00e1c y\u1ebfu t\u1ed1 li\u00ean quan \u0111\u1ebfn d\u1ef1 \u00e1n thay \u0111\u1ed5i li\u00ean t\u1ee5c, chu tr\u00ecnh qu\u1ea3n l\u00fd r\u1ee7i ro kh\u00f4ng \u0111i theo \u0111\u01b0\u1eddng th\u1eb3ng m\u00e0 \u0111\u01b0\u1ee3c l\u1eb7p l\u1ea1i v\u00e0 \u0111i\u1ec1u ch\u1ec9nh li\u00ean t\u1ee5c gi\u1eefa c\u00e1c ch\u1eb7ng. C\u00e1c r\u1ee7i ro li\u00ean t\u1ee5c \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh ho\u1eb7c nh\u1eadn di\u1ec7n m\u1edbi, do \u0111\u00f3 c\u00e1c chi\u1ebfn l\u01b0\u1ee3c v\u00e0 k\u1ebf ho\u1ea1ch \u0111\u1ed1i ph\u00f3 c\u0169ng lu\u00f4n \u0111\u01b0\u1ee3c thay \u0111\u1ed5i \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m ch\u00fang kh\u1ea3 thi v\u00e0 c\u00f3 hi\u1ec7u qu\u1ea3.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Th\u00f4ng th\u01b0\u1eddng, \u201cr\u1ee7i ro\u201d d\u00f9ng \u0111\u1ec3 ch\u1ec9 m\u1ed9t hay nhi\u1ec1u s\u1ef1 vi\u1ec7c ch\u01b0a nh\u01b0ng c\u00f3 kh\u1ea3 n\u0103ng x\u1ea3y ra trong t\u01b0\u01a1ng lai c\u00f3 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn d\u1ef1 \u00e1n, v\u00e0 khi s\u1ef1 vi\u1ec7c \u0111\u00f3 x\u1ea3y ra th\u01b0\u1eddng s\u1ebd g\u00e2y \u1ea3nh h\u01b0\u1edfng x\u1ea5u, th\u1eadm ch\u00ed l\u00e0 \u201ctai n\u1ea1n\u201d cho d\u1ef1 \u00e1n, c\u1ea3n tr\u1edf d\u1ef1 \u00e1n \u0111\u1ea1t \u0111\u01b0\u1ee3c [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[194],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/4315"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=4315"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/4315\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=4315"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=4315"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=4315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}