{"id":4832,"date":"2023-11-29T22:18:26","date_gmt":"2023-11-29T22:18:26","guid":{"rendered":"https:\/\/masterskills.org\/blog\/?p=4832"},"modified":"2023-12-21T09:56:18","modified_gmt":"2023-12-21T02:56:18","slug":"quan-ly-chi-tieu-trong-gia-dinh-hang-thang-nhu-nao-hop-ly","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/quan-ly-chi-tieu-trong-gia-dinh-hang-thang-nhu-nao-hop-ly.html","title":{"rendered":"Qu\u1ea3n l\u00fd chi ti\u00eau trong gia \u0111\u00ecnh h\u00e0ng th\u00e1ng nh\u01b0 th\u1ebf n\u00e0o h\u1ee3p l\u00fd?"},"content":{"rendered":"

Bi\u1ebft c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau trong gia \u0111\u00ecnh l\u00e0 m\u1ed9t trong nh\u1eefng b\u00ed quy\u1ebft gi\u00fap cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n v\u00e0 ng\u01b0\u1eddi th\u00e2n \u0111\u01b0\u1ee3c \u1ed5n \u0111\u1ecbnh v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh v\u00e0 tinh th\u1ea7n, c\u0169ng nh\u01b0 d\u1ec5 d\u00e0ng th\u1ef1c hi\u1ec7n c\u00e1c d\u1ef1 \u0111\u1ecbnh trong t\u01b0\u01a1ng lai. V\u1eady qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh gia \u0111\u00ecnh nh\u01b0 th\u1ebf n\u00e0o l\u00e0 h\u1ee3p l\u00fd? C\u00f9ng theo d\u00f5i b\u00e0i vi\u1ebft sau \u0111\u00e2y \u0111\u1ec3 t\u00ecm ra l\u1eddi gi\u1ea3i \u0111\u00e1p h\u1eefu \u00edch nh\u00e9!<\/strong><\/p>\n

<\/a>1. V\u00ec sao n\u00ean qu\u1ea3n l\u00fd chi ti\u00eau gia \u0111\u00ecnh h\u00e0ng th\u00e1ng?<\/strong><\/h2>\n

T\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh l\u00e0 m\u1ed9t trong nh\u1eefng n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc t\u1ea1o n\u00ean\u00a0h\u1ea1nh ph\u00fac gia \u0111\u00ecnh. Vi\u1ec7c\u00a0qu\u1ea3n l\u00fd chi ti\u00eau\u00a0r\u00f5 r\u00e0ng, chi ti\u1ebft kh\u00f4ng ch\u1ec9 \u0111\u1ea3m b\u1ea3o\u00a0c\u00e2n b\u1eb1ng t\u00e0i ch\u00ednh, t\u1ed1i \u01b0u d\u00f2ng ti\u1ec1n, m\u00e0 c\u00f2n gi\u00fap b\u1ea1n c\u00f3 m\u1ed9t kho\u1ea3n d\u1ef1 ph\u00f2ng, ti\u1ebft ki\u1ec7m cho t\u01b0\u01a1ng lai. Nh\u1edd v\u1eady, t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a gia \u0111\u00ecnh lu\u00f4n trong tr\u1ea1ng th\u00e1i an to\u00e0n, th\u1eadm ch\u00ed c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng trong c\u00e1c t\u00ecnh hu\u1ed1ng r\u1ee7i ro ph\u00e1t sinh nh\u01b0 b\u1ec7nh t\u1eadt, th\u1ea5t nghi\u1ec7p,… Kh\u00f4ng ch\u1ec9 v\u1eady, khi t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o, c\u00e1c m\u00e2u thu\u1eabn, tranh c\u00e3i xu\u1ea5t ph\u00e1t t\u1eeb v\u1ea5n \u0111\u1ec1 ti\u1ec1n b\u1ea1c \u0111\u01b0\u1ee3c gi\u1ea3m b\u1edbt t\u1ed1i thi\u1ec3u, t\u1eeb \u0111\u00f3 c\u1ea3i thi\u1ec7n h\u1ea1nh ph\u00fac gia \u0111\u00ecnh.<\/p>\n

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<\/a>2. Kh\u00e1m ph\u00e1 7 m\u1eb9o qu\u1ea3n l\u00fd chi ti\u00eau trong gia \u0111\u00ecnh hi\u1ec7u qu\u1ea3<\/strong><\/h2>\n

Qu\u1ea3n l\u00fd c\u00e1c kho\u1ea3n chi ti\u00eau trong gia \u0111\u00ecnh l\u00e0 m\u1ed9t b\u00e0i to\u00e1n \u0111\u01a1n gi\u1ea3n n\u1ebfu b\u1ea1n n\u1eafm \u0111\u01b0\u1ee3c nh\u1eefng b\u00ed quy\u1ebft \u201cv\u00e0ng\u201d sau \u0111\u00e2y:<\/p>\n

<\/a>2.1 Th\u1ea3o lu\u1eadn v\u1edbi gia \u0111\u00ecnh v\u1ec1 ng\u00e2n s\u00e1ch<\/strong><\/h3>\n

S\u1ef1 th\u1ea5u hi\u1ec3u l\u1eabn nhau v\u1ec1 v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh l\u00e0 kh\u00f4ng th\u1ec3 thi\u1ebfu \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o gi\u1eef h\u00f2a kh\u00ed gia \u0111\u00ecnh, c\u0169ng nh\u01b0 c\u00e2n b\u1eb1ng chi ti\u00eau. V\u00ec th\u1ebf, b\u1ea1n c\u1ea7n trao \u0111\u1ed5i tr\u1ef1c ti\u1ebfp v\u1edbi c\u00e1c th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh v\u1ec1 c\u00e1c kho\u1ea3n thu nh\u1eadp, chi ti\u00eau, ti\u1ebft ki\u1ec7m, d\u1ef1 ph\u00f2ng, \u0111\u1ed3ng th\u1eddi x\u00e1c \u0111\u1ecbnh r\u00f5 c\u00e1c m\u1ee5c ti\u00eau, d\u1ef1 \u0111\u1ecbnh t\u01b0\u01a1ng lai c\u1ee7a gia \u0111\u00ecnh. Nh\u1edd v\u1eady, b\u1ea1n s\u1ebd bi\u1ebft \u0111\u01b0\u1ee3c \u0111\u00e2u l\u00e0 kho\u1ea3n chi ti\u00eau c\u1ea7n thi\u1ebft, t\u1eeb \u0111\u00f3 th\u1ed1ng nh\u1ea5t v\u1edbi ng\u01b0\u1eddi th\u00e2n n\u00ean c\u1eaft gi\u1ea3m ho\u1eb7c \u01b0u ti\u00ean kho\u1ea3n chi ti\u00eau n\u00e0o.<\/p>\n

<\/a>2.2 Thi\u1ebft l\u1eadp m\u1ee5c ti\u00eau v\u00e0 l\u1eadp k\u1ebf ho\u1ea1ch qu\u1ea3n l\u00fd chi ti\u00eau gia \u0111\u00ecnh<\/strong><\/h3>\n

\u0110\u1eb7t ra m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh r\u00f5 r\u00e0ng l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u l\u00ean k\u1ebf ho\u1ea1ch nh\u1eefng g\u00ec b\u1ea1n mu\u1ed1n \u0111\u1ea1t \u0111\u01b0\u1ee3c trong t\u01b0\u01a1ng lai, c\u00f3 th\u1ec3 li\u00ean quan \u0111\u1ebfn ki\u1ebfm ti\u1ec1n, ti\u1ebft ki\u1ec7m, chi ti\u00eau ho\u1eb7c \u0111\u1ea7u t\u01b0. Theo \u0111\u00f3, m\u1ee5c ti\u00eau c\u1ea7n \u0111\u01b0\u1ee3c \u0111o l\u01b0\u1eddng c\u1ee5 th\u1ec3 v\u1edbi\u00a0k\u1ebf ho\u1ea1ch qu\u1ea3n l\u00fd chi ti\u00eau\u00a0theo th\u1eddi gian r\u00f5 r\u00e0ng. Ch\u1eb3ng h\u1ea1n nh\u01b0, b\u1ea1n thi\u1ebft l\u1eadp m\u1ee5c ti\u00eau mua nh\u00e0 trong 5 n\u0103m th\u00ec c\u1ea7n ng\u00e2n s\u00e1ch bao nhi\u00eau, m\u1ed7i th\u00e1ng ph\u1ea3i ti\u1ebft ki\u1ec7m c\u00e1c kho\u1ea3n n\u00e0o \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n mong mu\u1ed1n? Vi\u1ec7c n\u00e0y gi\u00fap b\u1ea1n x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c nh\u1eefng vi\u1ec7c c\u1ea7n \u01b0u ti\u00ean th\u1ef1c hi\u1ec7n, \u0111\u1ed3ng th\u1eddi t\u1ea1o th\u00f3i quen chi ti\u00eau trong gia \u0111\u00ecnh khoa h\u1ecdc, c\u00f3 \u0111\u1ed9ng l\u1ef1c r\u00f5 r\u00e0ng \u0111\u1ec3 th\u1ef1c hi\u1ec7n m\u1ee5c ti\u00eau chung.<\/p>\n

<\/a>2.3 \u0110\u1eebng b\u1ecf qua c\u00e1c chi ph\u00ed ph\u00e1t sinh<\/strong><\/h3>\n

\u0110i c\u00f9ng v\u1edbi c\u00e1c t\u00ecnh hu\u1ed1ng b\u1ea5t ng\u1edd trong cu\u1ed9c s\u1ed1ng, chi ph\u00ed ph\u00e1t sinh h\u00e0ng th\u00e1ng l\u00e0 m\u1ed9t kho\u1ea3n \u0111\u00e1ng k\u1ec3 ti\u1ec1m \u1ea9n nguy c\u01a1 l\u00e0m m\u1ea5t c\u00e2n b\u1eb1ng t\u00e0i ch\u00ednh n\u1ebfu kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e2n b\u1ed5 h\u1ee3p l\u00fd. V\u00ed d\u1ee5, lu\u00f4n t\u1ed3n t\u1ea1i nh\u1eefng c\u00e1c kho\u1ea3n chi ngo\u00e0i d\u1ef1 t\u00ednh nh\u01b0 ti\u1ec1n m\u1eebng \u0111\u00e1m c\u01b0\u1edbi, ti\u1ec1n s\u1eeda xe, ti\u1ec1n mua v\u1eadt d\u1ee5ng h\u01b0 h\u1ecfng,… Do \u0111\u00f3, k\u1ebf ho\u1ea1ch chi ti\u00eau gia \u0111\u00ecnh c\u1ea7n bao g\u1ed3m c\u00e1c chi ph\u00ed c\u1ed1 \u0111\u1ecbnh v\u00e0 chi ph\u00ed d\u1ef1 ph\u00f2ng (th\u01b0\u1eddng chi\u1ebfm 10-20% t\u1ed5ng chi ti\u00eau) nh\u1eb1m gi\u00fap b\u1ea1n ch\u1ee7 \u0111\u1ed9ng x\u1eed l\u00fd c\u00e1c tr\u01b0\u1eddng h\u1ee3p chi ti\u00eau ph\u00e1t sinh.<\/p>\n

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<\/a>2.4 T\u1eeb b\u1ecf th\u00f3i quen mua s\u1eafm kh\u00f4ng c\u1ea7n thi\u1ebft<\/strong><\/h3>\n

C\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh \u0111\u01b0a ra l\u1eddi khuy\u00ean ch\u1ec9 n\u00ean d\u00e0nh t\u1ed1i \u0111a 5% thu nh\u1eadp \u0111\u1ec3 mua s\u1eafm . Vi\u1ec7c h\u1ea1n \u0111\u1ecbnh s\u1ed1 ti\u1ec1n mua s\u1eafm khi\u1ebfn b\u1ea1n c\u00e2n nh\u1eafc k\u1ef9 l\u01b0\u1ee1ng h\u01a1n tr\u01b0\u1edbc khi mua th\u1ee9 g\u00ec \u0111\u00f3 c\u0169ng nh\u01b0 h\u00ecnh th\u00e0nh th\u00f3i quen mua s\u1eafm ti\u1ebft ki\u1ec7m, h\u1ee3p l\u00fd. Theo \u0111\u00f3, thay v\u00ec chi ti\u1ec1n theo c\u1ea3m h\u1ee9ng nh\u1ea5t th\u1eddi hay xu h\u01b0\u1edbng ph\u1ed5 bi\u1ebfn, b\u1ea1n c\u1ea7n \u01b0u ti\u00ean ch\u1ecdn mua nh\u1eefng m\u00f3n \u0111\u1ed3 c\u00f3 t\u00ednh \u1ee9ng d\u1ee5ng cao, c\u1ea7n thi\u1ebft nh\u1ea5t cho \u0111\u1eddi s\u1ed1ng.<\/p>\n

<\/a>2.5 S\u1eed d\u1ee5ng ph\u1ea7n m\u1ec1m th\u00f4ng minh \u0111\u1ec3 qu\u1ea3n l\u00fd chi ti\u00eau trong gia \u0111\u00ecnh<\/strong><\/h3>\n

C\u00e1c\u00a0ph\u1ea7n m\u1ec1m th\u00f4ng minh qu\u1ea3n l\u00fd chi ti\u00eau\u00a0trong gia \u0111\u00ecnh hi\u1ec7n nay \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p t\u00ednh n\u0103ng t\u1ea1o b\u00e1o c\u00e1o thu chi h\u00e0ng th\u00e1ng c\u1ee5 th\u1ec3, chi ti\u1ebft. \u0110\u1ed3ng th\u1eddi, nh\u1eefng \u1ee9ng d\u1ee5ng n\u00e0y c\u00f2n gi\u00fap ng\u01b0\u1eddi d\u00f9ng ph\u00e2n chia t\u00e0i ch\u00ednh theo c\u00e1c m\u1ee5c \u0111\u00edch chi ti\u00eau, gi\u00fap t\u1ed1i \u01b0u ngu\u1ed3n thu nh\u1eadp hi\u1ec7u qu\u1ea3. Kh\u00f4ng nh\u1eefng th\u1ebf, t\u00ednh n\u0103ng nh\u1eafc nh\u1edf v\u1ec1 h\u1ea1n m\u1ee9c chi ti\u00eau c\u0169ng gi\u00fap b\u1ea1n \u201ct\u1ec9nh t\u00e1o\u201d h\u01a1n khi mua s\u1eafm, tr\u00e1nh sa \u0111\u00e0 chi ti\u00eau kh\u00f4ng c\u1ea7n thi\u1ebft.<\/p>\n

<\/a>2.6 Theo d\u00f5i b\u00e1o c\u00e1o t\u00edn d\u1ee5ng h\u00e0ng th\u00e1ng<\/strong><\/h3>\n

S\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng chi ti\u00eau tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn b\u1edfi t\u00ednh ti\u1ec7n d\u1ee5ng c\u0169ng nh\u01b0 c\u00e1c l\u1ee3i \u00edch k\u00e8m theo. D\u00f9 v\u1eady, h\u00ecnh th\u1ee9c chi tr\u1ea3 n\u00e0y c\u0169ng ti\u1ec1m \u1ea9n nguy c\u01a1 chi ti\u00eau qu\u00e1 m\u1ee9c v\u00ec th\u00f3i quen \u201cc\u00e0 th\u1ebb\u201d m\u00e0 kh\u00f4ng ch\u00fa \u00fd \u0111\u1ebfn kho\u1ea3n vay t\u00edn d\u1ee5ng. Do \u0111\u00f3, b\u1ea1n n\u00ean theo d\u00f5i s\u00e1t sao b\u00e1o c\u00e1o t\u00edn d\u1ee5ng h\u00e0ng th\u00e1ng \u0111\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng v\u01b0\u1ee3t kh\u1ea3 n\u0103ng chi tr\u1ea3.<\/p>\n

<\/a>2.7 \u0110\u00e1nh gi\u00e1 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh gia \u0111\u00ecnh m\u1ed7i th\u00e1ng<\/strong><\/h3>\n

M\u1ed7i cu\u1ed1i th\u00e1ng, b\u1ea1n c\u1ea7n \u0111\u00e1nh gi\u00e1 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh gia \u0111\u00ecnh. Theo \u0111\u00f3, n\u1ebfu c\u00e1c kho\u1ea3n chi nhi\u1ec1u h\u01a1n ho\u1eb7c b\u1eb1ng t\u1ed5ng thu nh\u1eadp gia \u0111\u00ecnh th\u00ec b\u1ea1n n\u00ean c\u00e2n ch\u1ec9nh l\u1ea1i ho\u1ea1t \u0111\u1ed9ng chi ti\u00eau cho th\u00e1ng sau. Ngo\u00e0i ra, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o chi ti\u00eau h\u00e0ng th\u00e1ng hi\u1ec7u qu\u1ea3, b\u1ea1n n\u00ean \u00e1p d\u1ee5ng quy t\u1eafc 50\/30\/20 \u0111\u01b0\u1ee3c nhi\u1ec1u chuy\u00ean gia \u0111\u00e1nh gi\u00e1 cao. Theo \u0111\u00f3, thu nh\u1eadp c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c chia theo t\u1ef7 l\u1ec7 50%, 30% v\u00e0 20% t\u01b0\u01a1ng \u1ee9ng v\u1edbi c\u00e1c kho\u1ea3n chi ph\u00ed c\u1ed1 \u0111\u1ecbnh (ti\u1ec1n \u0103n u\u1ed1ng, \u0111i l\u1ea1i, nh\u00e0 \u1edf v\u00e0 c\u00e1c h\u00f3a \u0111\u01a1n ti\u1ec7n \u00edch), s\u1edf th\u00edch c\u00e1 nh\u00e2n v\u00e0 ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0. Nh\u1edd \u0111\u00f3, t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a gia \u0111\u00ecnh lu\u00f4n \u1edf m\u1ee9c c\u00e2n b\u1eb1ng m\u00e0 v\u1eabn \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c nhu c\u1ea7u chi ti\u00eau c\u1ea7n thi\u1ebft.<\/p>\n

3. M\u1ed9t v\u00e0i l\u01b0u \u00fd khi qu\u1ea3n l\u00fd chi ti\u00eau gia \u0111\u00ecnh<\/strong><\/h2>\n

Khi x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch qu\u1ea3n l\u00fd chi ti\u00eau trong gia \u0111\u00ecnh, b\u1ea1n c\u0169ng \u0111\u1eebng qu\u00ean nh\u1eefng l\u01b0u \u00fd quan tr\u1ecdng nh\u01b0 sau:<\/p>\n

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    Trao \u0111\u1ed5i th\u1eb3ng th\u1eafn v\u1ec1 ti\u1ec1n b\u1ea1c v\u1edbi c\u00e1c th\u00e0nh vi\u00ean \u0111\u1ec3 tr\u00e1nh t\u1ea1o m\u00e2u thu\u1eabn, tranh c\u00e3i, c\u0169ng nh\u01b0 gi\u00fap c\u1ea3 gia \u0111\u00ecnh \u0111\u1ed3ng t\u00e2m th\u1ef1c hi\u1ec7n k\u1ebf ho\u1ea1ch chi ti\u00eau hi\u1ec7u qu\u1ea3.<\/p>\n<\/li>\n

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    Ph\u00e2n r\u00f5 tr\u00e1ch nhi\u1ec7m t\u00e0i ch\u00ednh c\u1ee7a t\u1eebng th\u00e0nh vi\u00ean, g\u00f3p ph\u1ea7n h\u1ea1n ch\u1ebf th\u00f3i quen ti\u00eau x\u00e0i phung ph\u00ed, c\u1ea3i thi\u1ec7n tinh th\u1ea7n v\u00ec m\u1ee5c \u0111\u00edch chi ti\u00eau chung c\u1ee7a gia \u0111\u00ecnh.<\/p>\n<\/li>\n

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    L\u1eadp qu\u1ef9 chung gi\u1eefa c\u00e1c th\u00e0nh vi\u00ean \u0111\u1ec3 c\u00f3 m\u1ed9t qu\u1ef9 d\u1ef1 ph\u00f2ng chung cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p b\u1ea5t tr\u1eafc ph\u00e1t sinh.<\/p>\n<\/li>\n<\/ul>\n

     <\/p>\n

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    Qu\u1ea3n l\u00fd chi ti\u00eau trong gia \u0111\u00ecnh s\u1ebd tr\u1edf n\u00ean \u0111\u01a1n gi\u1ea3n v\u00e0 hi\u1ec7u qu\u1ea3 h\u01a1n n\u1ebfu b\u1ea1n \u201cn\u1eb1m l\u00f2ng\u201d nh\u1eefng b\u00ed quy\u1ebft \u0111\u01b0\u1ee3c chia s\u1ebb tr\u00ean. Ngo\u00e0i ra, \u0111\u1eebng qu\u00ean s\u1eed d\u1ee5ng d\u00f2ng ti\u1ec1n khoa h\u1ecdc, ti\u1ebft ki\u1ec7m k\u1ebft h\u1ee3p v\u1edbi gi\u1ea3i ph\u00e1p\u00a0\u0111\u1ea7u t\u01b0 hi\u1ec7u qu\u1ea3\u00a0\u0111\u1ec3 nhanh ch\u00f3ng \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau, d\u1ef1 \u0111\u1ecbnh \u0111\u1ec1 ra, cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh cu\u1ed9c s\u1ed1ng th\u1ecbnh v\u01b0\u1ee3ng v\u00e0 t\u01b0\u01a1ng lai v\u1eefng ch\u1eafc nh\u00e9!<\/p>\n","protected":false},"excerpt":{"rendered":"

    Bi\u1ebft c\u00e1ch qu\u1ea3n l\u00fd chi ti\u00eau trong gia \u0111\u00ecnh l\u00e0 m\u1ed9t trong nh\u1eefng b\u00ed quy\u1ebft gi\u00fap cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n v\u00e0 ng\u01b0\u1eddi th\u00e2n \u0111\u01b0\u1ee3c \u1ed5n \u0111\u1ecbnh v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh v\u00e0 tinh th\u1ea7n, c\u0169ng nh\u01b0 d\u1ec5 d\u00e0ng th\u1ef1c hi\u1ec7n c\u00e1c d\u1ef1 \u0111\u1ecbnh trong t\u01b0\u01a1ng lai. V\u1eady qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh gia \u0111\u00ecnh nh\u01b0 th\u1ebf n\u00e0o […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[192,209,212],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/4832"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=4832"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/4832\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=4832"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=4832"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=4832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}