{"id":55985,"date":"2023-12-20T16:29:43","date_gmt":"2023-12-20T09:29:43","guid":{"rendered":"https:\/\/masterskills.org\/blog\/quan-tri-rui-ro-la-gi-quy-trinh-quan-tri-rui-ro-cua-doanh-nghiep.html"},"modified":"2023-12-20T16:29:43","modified_gmt":"2023-12-20T09:29:43","slug":"quan-tri-rui-ro-la-gi-quy-trinh-quan-tri-rui-ro-cua-doanh-nghiep","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/quan-tri-rui-ro-la-gi-quy-trinh-quan-tri-rui-ro-cua-doanh-nghiep.html","title":{"rendered":"Qu\u1ea3n tr\u1ecb r\u1ee7i ro l\u00e0 g\u00ec? Quy tr\u00ecnh qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u1ee7a doanh nghi\u1ec7p"},"content":{"rendered":"
\n

Risk management (qu\u1ea3n tr\u1ecb r\u1ee7i ro) l\u00e0 thu\u1eadt ng\u1eef \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn trong qu\u00e1 tr\u00ecnh qu\u1ea3n tr\u1ecb c\u1ee7a doanh nghi\u1ec7p. \u0110\u00e2y \u0111\u01b0\u1ee3c coi nh\u01b0 m\u1ed9t tuy\u1ebfn ph\u00f2ng th\u1ee7 c\u1ee7a doanh nghi\u1ec7p, \u0111\u00f3ng m\u1ed9t vai tr\u00f2 v\u00f4 c\u00f9ng quan tr\u1ecdng trong vi\u1ec7c ph\u00e1t hi\u1ec7n v\u00e0 ng\u0103n ch\u1eb7n c\u00e1c sai s\u00f3t v\u00e0 bi\u1ebfn c\u1ed1. Theo b\u00e1o c\u00e1o c\u1ee7a doanh nghi\u1ec7p K\u1ebf to\u00e1n Qu\u1ed1c t\u1ebf (International Federation of Accountants \u2013 IFAC), sai s\u00f3t v\u00e0 l\u1ed7i trong qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u00f3 th\u1ec3 g\u00e2y ra c\u00e1c t\u1ed5n th\u1ea5t l\u00ean \u0111\u1ebfn 10% t\u1ed5ng doanh thu c\u1ee7a m\u1ed9t doanh nghi\u1ec7p. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y vi\u1ec7c qu\u1ea3n tr\u1ecb r\u1ee7i ro ch\u00ednh l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 th\u00e0nh c\u00f4ng c\u1ee7a doanh nghi\u1ec7p.<\/span><\/p>\n

\"Risk<\/p>\n

Risk management (qu\u1ea3n tr\u1ecb r\u1ee7i ro)<\/p>\n<\/div>\n

Qu\u1ea3n tr\u1ecb r\u1ee7i ro l\u00e0 g\u00ec?\u00a0<\/b><\/h2>\n

Qu\u1ea3n tr\u1ecb r\u1ee7i ro l\u00e0 qu\u00e1 tr\u00ecnh x\u00e1c \u0111\u1ecbnh, \u0111\u00e1nh gi\u00e1 v\u00e0 gi\u1ea3m thi\u1ec3u t\u00e1c \u0111\u1ed9ng c\u1ee7a r\u1ee7i ro. \u0110\u00e2y l\u00e0 qu\u00e1 tr\u00ecnh doanh nghi\u1ec7p x\u00e1c \u0111\u1ecbnh nh\u1eefng nguy c\u01a1 hay m\u1ed1i \u0111e d\u1ecda ti\u1ec1m t\u00e0ng, v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p \u0111\u1ec3 lo\u1ea1i b\u1ecf ho\u1eb7c gi\u1ea3m thi\u1ec3u kh\u1ea3 n\u0103ng r\u1ee7i ro x\u1ea3y ra ho\u1eb7c g\u00e2y ra .<\/span><\/p>\n

\"Qu\u1ea3n<\/p>\n

Qu\u1ea3n tr\u1ecb r\u1ee7i ro l\u00e0 qu\u00e1 tr\u00ecnh x\u00e1c \u0111\u1ecbnh, \u0111\u00e1nh gi\u00e1 v\u00e0 gi\u1ea3m thi\u1ec3u t\u00e1c \u0111\u1ed9ng c\u1ee7a r\u1ee7i ro<\/p>\n<\/div>\n

C\u00f3 r\u1ea5t nhi\u1ec1u lo\u1ea1i r\u1ee7i ro m\u00e0 c\u00e1c doanh nghi\u1ec7p ph\u1ea3i \u0111\u1ed1i m\u1eb7t, ch\u1eb3ng h\u1ea1n nh\u01b0 r\u1ee7i ro t\u00e0i ch\u00ednh, r\u1ee7i ro an to\u00e0n, r\u1ee7i ro danh ti\u1ebfng v\u00e0 nhi\u1ec1u lo\u1ea1i r\u1ee7i ro kh\u00e1c. B\u1eb1ng vi\u1ec7c x\u00e2y d\u1ef1ng chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n tr\u1ecb c\u00e1c lo\u1ea1i r\u1ee7i ro, doanh nghi\u1ec7p c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng h\u1ecd \u0111\u00e3 s\u1eb5n s\u00e0ng cho m\u1ecdi t\u00ecnh hu\u1ed1ng.<\/span><\/p>\n

T\u1ea1i sao doanh nghi\u1ec7p c\u1ea7n qu\u1ea3n tr\u1ecb r\u1ee7i ro?<\/b><\/h2>\n

M\u1ed9t b\u00e1o c\u00e1o t\u1eeb Vi\u1ec7n Qu\u1ea3n l\u00fd D\u1ef1 \u00e1n (PMI) cho bi\u1ebft, c\u00e1c t\u1ed5 ch\u1ee9c c\u00f3 qu\u1ea3n tr\u1ecb r\u1ee7i ro t\u1ed1t th\u01b0\u1eddng c\u00f3 hi\u1ec7u su\u1ea5t ho\u1ea1t \u0111\u1ed9ng t\u1ed1t h\u01a1n.<\/span><\/p>\n

\u0110\u1ea7u ti\u00ean, n\u00f3 gi\u00fap h\u1ea1n ch\u1ebf s\u1ef1 l\u00e3ng ph\u00ed trong ho\u1ea1t \u0111\u1ed9ng kinh doanh v\u00e0 \u0111\u1ea7u t\u01b0. B\u1eb1ng c\u00e1ch th\u1ef1c hi\u1ec7n qu\u1ea3n tr\u1ecb r\u1ee7i ro, doanh nghi\u1ec7p c\u00f3 th\u1ec3 c\u00f3 c\u00e1i nh\u00ecn t\u1ed5ng th\u1ec3 v\u1ec1 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a m\u00ecnh v\u00e0 lo\u1ea1i b\u1ecf nh\u1eefng y\u1ebfu t\u1ed1 d\u01b0 th\u1eeba v\u00e0 b\u1ea5t l\u1ee3i kh\u00f4ng c\u1ea7n thi\u1ebft. \u0110i\u1ec1u n\u00e0y gi\u00fap gi\u1ea3m thi\u1ec3u c\u00e1c chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft ph\u00e1t sinh.Theo m\u1ed9t nghi\u00ean c\u1ee9u c\u1ee7a PwC (PricewaterhouseCoopers) n\u0103m 2020, c\u00e1c t\u1ed5 ch\u1ee9c kh\u00f4ng c\u00f3 h\u1ec7 th\u1ed1ng qu\u1ea3n tr\u1ecb r\u1ee7i ro hi\u1ec7u qu\u1ea3 c\u00f3 th\u1ec3 g\u1eb7p t\u1ed5n th\u1ea5t t\u00e0i ch\u00ednh l\u00ean \u0111\u1ebfn 3,5% trong doanh thu h\u00e0ng n\u0103m.\u00a0<\/span><\/p>\n

Th\u1ee9 hai, qu\u1ea3n tr\u1ecb r\u1ee7i ro doanh nghi\u1ec7p gi\u00fap t\u0103ng c\u01b0\u1eddng hi\u1ec7u qu\u1ea3 \u0111\u1ea7u t\u01b0 v\u00e0 kinh doanh. B\u1ed9 ph\u1eadn qu\u1ea3n tr\u1ecb r\u1ee7i ro \u0111\u00e3 tr\u1edf th\u00e0nh \u201ctr\u1ee3 th\u1ee7\u201d \u0111\u1eafc l\u1ef1c cho doanh nghi\u1ec7p, gi\u00fap d\u1ef1 b\u00e1o v\u00e0 \u0111\u00e1nh gi\u00e1 tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra trong qu\u00e1 tr\u00ecnh kinh doanh. \u0110i\u1ec1u n\u00e0y gia t\u0103ng t\u1ef7 l\u1ec7 th\u00e0nh c\u00f4ng c\u1ee7a c\u00e1c d\u1ef1 \u00e1n.\u00a0<\/span><\/p>\n

\"C\u00e1c<\/p>\n

C\u00e1c t\u1ed5 ch\u1ee9c c\u00f3 qu\u1ea3n tr\u1ecb r\u1ee7i ro t\u1ed1t th\u01b0\u1eddng c\u00f3 hi\u1ec7u su\u1ea5t ho\u1ea1t \u0111\u1ed9ng t\u1ed1t h\u01a1n<\/p>\n<\/div>\n

Th\u1ee9 ba, ho\u1ea1t \u0111\u1ed9ng qu\u1ea3n tr\u1ecb r\u1ee7i ro \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong c\u00f4ng t\u00e1c qu\u1ea3n tr\u1ecb t\u1ed5ng th\u1ec3 c\u1ee7a doanh nghi\u1ec7p. B\u1eb1ng c\u00e1ch x\u00e1c \u0111\u1ecbnh c\u00e1c r\u1ee7i ro v\u00e0 thi\u1ebft l\u1eadp c\u00e1c ch\u1ec9 s\u1ed1, doanh nghi\u1ec7p c\u00f3 th\u1ec3 theo d\u00f5i t\u00ecnh h\u00ecnh v\u00e0 \u0111\u00e1nh gi\u00e1 li\u1ec7u c\u00e1c bi\u1ec7n ph\u00e1p qu\u1ea3n tr\u1ecb r\u1ee7i ro \u0111ang \u0111\u01b0\u1ee3c tri\u1ec3n khai c\u00f3 hi\u1ec7u qu\u1ea3 hay kh\u00f4ng. T\u1eeb \u0111\u00f3 gi\u00fap doanh nghi\u1ec7p x\u00e1c \u0111\u1ecbnh nh\u1eefng vi\u1ec7c c\u1ea7n l\u00e0m \u01b0u ti\u00ean v\u00e0 gi\u00e1m s\u00e1t ho\u1ea1t \u0111\u1ed9ng m\u1ed9t c\u00e1ch t\u1ed1t nh\u1ea5t.<\/span><\/p>\n

Cu\u1ed1i c\u00f9ng, qu\u1ea3n tr\u1ecb r\u1ee7i ro trong doanh nghi\u1ec7p l\u00e0 chi\u1ebfn l\u01b0\u1ee3c c\u1ea7n thi\u1ebft \u0111\u1ec3 thuy\u1ebft ph\u1ee5c nh\u00e0 \u0111\u1ea7u t\u01b0. Tr\u01b0\u1edbc khi \u0111\u1ea7u t\u01b0, nh\u00e0 \u0111\u1ea7u t\u01b0 th\u01b0\u1eddng xem x\u00e9t v\u00e0 \u0111\u00e1nh gi\u00e1 k\u1ef9 l\u01b0\u1ee1ng nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra. Do \u0111\u00f3, khi doanh nghi\u1ec7p \u0111\u00e3 x\u00e1c \u0111\u1ecbnh v\u00e0 \u0111o l\u01b0\u1eddng \u0111\u01b0\u1ee3c tr\u01b0\u1edbc c\u00e1c r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra, \u0111\u1ed3ng th\u1eddi c\u00f3 ph\u01b0\u01a1ng h\u01b0\u1edbng \u0111\u1ed1i ph\u00f3 v\u1edbi n\u00f3, \u0111\u00e2y s\u1ebd l\u00e0 m\u1ed9t \u0111i\u1ec3m m\u1ea1nh \u0111\u1ec3 th\u00fac \u0111\u1ea9y nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0 d\u1ec5 d\u00e0ng \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh v\u1ec1 vi\u1ec7c r\u00f3t v\u1ed1n.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ph\u00e2n t\u00edch r\u1ee7i ro<\/b><\/h2>\n

Qu\u1ea3n tr\u1ecb r\u1ee7i ro l\u00e0 m\u1ed9t ph\u1ea7n quan tr\u1ecdng c\u1ee7a b\u1ea5t k\u1ef3 k\u1ebf ho\u1ea1ch kinh doanh hay marketing n\u00e0o. Vi\u1ec7c x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch v\u00e0 quy tr\u00ecnh qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u00f3 th\u1ec3 gi\u00fap \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u00e0 n\u00e2ng cao t\u1ef7 l\u1ec7 th\u00e0nh c\u00f4ng cho c\u00e1c k\u1ebf ho\u1ea1ch kinh doanh. Quy tr\u00ecnh qu\u1ea3n tr\u1ecb r\u1ee7i ro linh \u0111\u1ed9ng theo t\u1eebng doanh nghi\u1ec7p, nh\u1eefng th\u01b0\u1eddng c\u00f3 4 b\u01b0\u1edbc c\u01a1 b\u1ea3n sau:\u00a0<\/span><\/p>\n

X\u00e1c \u0111\u1ecbnh c\u00e1c r\u1ee7i ro<\/b><\/h3>\n

X\u00e1c \u0111\u1ecbnh r\u1ee7i ro l\u00e0 qu\u00e1 tr\u00ecnh x\u00e1c \u0111\u1ecbnh t\u1ea5t c\u1ea3 c\u00e1c y\u1ebfu t\u1ed1 b\u00ean trong hay b\u00ean ngo\u00e0i c\u00f3 th\u1ec3 ph\u00e1t sinh trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n k\u1ebf ho\u1ea1ch, g\u00e2y \u1ea3nh h\u01b0\u1edfng x\u1ea5u t\u1edbi qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n ho\u1eb7c k\u1ebft qu\u1ea3 c\u1ee7a k\u1ebf ho\u1ea1ch. C\u00e1c y\u1ebfu t\u1ed1 b\u00ean trong c\u00f3 th\u1ec3 l\u00e0 vi\u1ec7c thi\u1ebfu ngu\u1ed3n l\u1ef1c, r\u00f2 r\u1ec9 th\u00f4ng tin doanh nghi\u1ec7p,\u2026.C\u00e1c y\u1ebfu t\u1ed1 b\u00ean ngo\u00e0i c\u00f3 th\u1ec3 l\u00e0 vi\u1ec7c bi\u1ebfn \u0111\u1ed5i ch\u00ednh s\u00e1ch c\u1ee7a nh\u00e0 n\u01b0\u1edbc, s\u1ef1 thay \u0111\u1ed5i th\u1ecb tr\u01b0\u1eddng,\u2026\u00a0\u00a0<\/span><\/p>\n

\"X\u00e1c<\/p>\n

X\u00e1c \u0111\u1ecbnh r\u1ee7i ro l\u00e0 qu\u00e1 tr\u00ecnh x\u00e1c \u0111\u1ecbnh c\u00e1c y\u1ebfu t\u1ed1 g\u00e2y \u1ea3nh h\u01b0\u1edfng x\u1ea5u \u0111\u1ebfn doanh nghi\u1ec7p<\/p>\n<\/div>\n

\u0110\u00e1nh gi\u00e1 c\u00e1c r\u1ee7i ro<\/b><\/h3>\n

B\u01b0\u1edbc th\u1ee9 hai l\u00e0 \u0111\u00e1nh gi\u00e1 c\u00e1c r\u1ee7i ro \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh. \u0110\u00e1nh gi\u00e1 r\u1ee7i ro li\u00ean quan \u0111\u1ebfn vi\u1ec7c thi\u1ebft l\u1eadp x\u00e1c su\u1ea5t x\u1ea3y ra v\u00e0 h\u1eadu qu\u1ea3 c\u1ee7a t\u1eebng r\u1ee7i ro. Sau \u0111\u00f3 so s\u00e1nh m\u1ee9c \u0111\u1ed9 c\u1ee7a t\u1eebng r\u1ee7i ro v\u00e0 x\u1ebfp h\u1ea1ng ch\u00fang theo m\u1ee9c \u0111\u1ed9 v\u00e0 h\u1eadu qu\u1ea3. Vi\u1ec7c l\u00e0m n\u00e0y gi\u00fap doanh nghi\u1ec7p nh\u1eadn bi\u1ebft v\u00e0 x\u00e1c \u0111\u1ecbnh r\u00f5 r\u1ee7i ro n\u00e0o l\u00e0 nguy hi\u1ec3m nh\u1ea5t, t\u1eeb \u0111\u00f3 t\u1eadp trung v\u00e0o vi\u1ec7c \u0111\u1ec1 ph\u00f2ng v\u00e0 tr\u00e1nh nh\u1eefng r\u1ee7i ro c\u00f3 h\u1eadu qu\u1ea3 l\u1edbn. Trong qu\u00e1 tr\u00ecnh n\u00e0y, \u0111\u00f4i khi doanh nghi\u1ec7p c\u00f3 th\u1ec3 ph\u1ea3i \u0111\u00e1nh \u0111\u1ed5i b\u1eb1ng c\u00e1ch ch\u1ea5p nh\u1eadn m\u1ed9t r\u1ee7i ro nh\u1ecf h\u01a1n nh\u01b0ng c\u00f3 kh\u1ea3 n\u0103ng x\u1eed l\u00fd, \u0111\u1ec3 tr\u00e1nh ho\u1eb7c gi\u1ea3m thi\u1ec3u r\u1ee7i ro c\u00f3 h\u1eadu qu\u1ea3 l\u1edbn h\u01a1n.<\/span><\/p>\n

\u0110\u1ed1i ph\u00f3 v\u1edbi r\u1ee7i ro<\/b><\/h3>\n

B\u01b0\u1edbc th\u1ee9 ba trong qu\u00e1 tr\u00ecnh qu\u1ea3n tr\u1ecb r\u1ee7i ro l\u00e0 x\u1eed tr\u00ed c\u00e1c r\u1ee7i ro \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1. \u0110i\u1ec1u n\u00e0y \u0111\u00f2i h\u1ecfi doanh nghi\u1ec7p x\u00e1c \u0111\u1ecbnh c\u00e1c bi\u1ec7n ph\u00e1p ho\u1eb7c quy tr\u00ecnh c\u1ea7n th\u1ef1c hi\u1ec7n \u0111\u1ec3 gi\u1ea3m thi\u1ec3u ho\u1eb7c lo\u1ea1i b\u1ecf c\u00e1c r\u1ee7i ro trong ph\u1ea1m vi kh\u1ea3 thi.<\/span><\/p>\n

\u1ede giai \u0111o\u1ea1n n\u00e0y, doanh nghi\u1ec7p c\u00f3 th\u1ec3 ph\u00e2n b\u1ed5 nh\u00e2n vi\u00ean ph\u1ee5 tr\u00e1ch ch\u00ednh trong t\u1eebng l\u0129nh v\u1ef1c ho\u1eb7c c\u00e1c nh\u00f3m c\u00f4ng vi\u1ec7c c\u1ee5 th\u1ec3, nh\u1eb1m \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00f3 ng\u01b0\u1eddi ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u00e0 c\u00f3 ki\u1ebfn th\u1ee9c chuy\u00ean m\u00f4n \u0111\u1ec3 x\u1eed l\u00fd r\u1ee7i ro m\u1ed9t c\u00e1ch nhanh ch\u00f3ng v\u00e0 ch\u00ednh x\u00e1c nh\u1ea5t. C\u00e1c nh\u00e2n vi\u00ean n\u00e0y s\u1ebd c\u00f3 nhi\u1ec7m v\u1ee5 th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p c\u1ee5 th\u1ec3 nh\u1eb1m gi\u1ea3m thi\u1ec3u t\u00e1c \u0111\u1ed9ng c\u1ee7a r\u1ee7i ro ho\u1eb7c ng\u0103n ch\u1eb7n s\u1ef1 x\u1ea3y ra c\u1ee7a ch\u00fang.<\/span><\/p>\n

\u0110\u00e1nh gi\u00e1 l\u1ea1i v\u00e0 theo d\u00f5i r\u1ee7i ro<\/b><\/h3>\n

B\u01b0\u1edbc cu\u1ed1i c\u00f9ng l\u00e0 \u0111\u00e1nh gi\u00e1 l\u1ea1i, theo d\u00f5i c\u00e1c r\u1ee7i ro \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh v\u00e0 x\u1eed l\u00fd. Bao g\u1ed3m theo d\u00f5i qu\u00e1 tr\u00ecnh qu\u1ea3n tr\u1ecb r\u1ee7i ro v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng t\u1ea5t c\u1ea3 c\u00e1c b\u01b0\u1edbc \u0111\u1ec1u \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n \u0111\u00fang. B\u01b0\u1edbc n\u00e0y c\u0169ng gi\u00fap \u0111\u1ea3m b\u1ea3o r\u1eb1ng bi\u1ec7n ph\u00e1p gi\u1ea3m thi\u1ec3u r\u1ee7i ro hi\u1ec7n c\u00f3 v\u1eabn c\u00f2n hi\u1ec7u qu\u1ea3.<\/span><\/p>\n

\"\u0110\u00e1nh<\/p>\n

\u0110\u00e1nh gi\u00e1 l\u1ea1i, theo d\u00f5i c\u00e1c r\u1ee7i ro \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh v\u00e0 x\u1eed l\u00fd<\/p>\n<\/div>\n

Theo m\u1ed9t nghi\u00ean c\u1ee9u c\u1ee7a Aon Corporation, c\u00e1c s\u1ef1 c\u1ed1 kh\u00f4ng may v\u00e0 r\u1ee7i ro c\u00f3 th\u1ec3 g\u00e2y thi\u1ec7t h\u1ea1i \u0111\u1ebfn 5-10% thu nh\u1eadp h\u00e0ng n\u0103m c\u1ee7a m\u1ed9t doanh nghi\u1ec7p. Cho th\u1ea5y r\u1eb1ng, c\u00e1c doanh nghi\u1ec7p c\u1ea7n ph\u1ea3i \u0111\u1ea7u t\u01b0 m\u1ed9t c\u00e1ch nghi\u00eam t\u00fac v\u00e0o ho\u1ea1t \u0111\u1ed9ng qu\u1ea3n tr\u1ecb r\u1ee7i ro. Qu\u1ea3n tr\u1ecb r\u1ee7i ro \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c b\u1ea3o v\u1ec7 doanh nghi\u1ec7p kh\u1ecfi t\u1ed5n th\u1ea5t ti\u1ec1m t\u00e0ng, \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o s\u1ef1 \u1ed5n \u0111\u1ecbnh, th\u00e0nh c\u00f4ng c\u1ee7a doanh nghi\u1ec7p.<\/span><\/p>\n

Xem th\u00eam:<\/strong><\/em><\/p>\n

Nh\u1eefng \u0111i\u1ec1u doanh nghi\u1ec7p c\u1ea7n l\u01b0u \u00fd \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro khi \u0111\u1ea7u t\u01b0 v\u00e0o AI<\/strong><\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Risk management (qu\u1ea3n tr\u1ecb r\u1ee7i ro) l\u00e0 thu\u1eadt ng\u1eef \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn trong qu\u00e1 tr\u00ecnh qu\u1ea3n tr\u1ecb c\u1ee7a doanh nghi\u1ec7p. \u0110\u00e2y \u0111\u01b0\u1ee3c coi nh\u01b0 m\u1ed9t tuy\u1ebfn ph\u00f2ng th\u1ee7 c\u1ee7a doanh nghi\u1ec7p, \u0111\u00f3ng m\u1ed9t vai tr\u00f2 v\u00f4 c\u00f9ng quan tr\u1ecdng trong vi\u1ec7c ph\u00e1t hi\u1ec7n v\u00e0 ng\u0103n ch\u1eb7n c\u00e1c sai s\u00f3t v\u00e0 bi\u1ebfn c\u1ed1. Theo b\u00e1o c\u00e1o c\u1ee7a doanh nghi\u1ec7p K\u1ebf to\u00e1n Qu\u1ed1c t\u1ebf (International Federation of Accountants \u2013 IFAC), sai s\u00f3t v\u00e0 l\u1ed7i trong qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u00f3 th\u1ec3 g\u00e2y ra c\u00e1c t\u1ed5n th\u1ea5t l\u00ean \u0111\u1ebfn 10% t\u1ed5ng doanh thu c\u1ee7a m\u1ed9t doanh nghi\u1ec7p. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y vi\u1ec7c qu\u1ea3n tr\u1ecb r\u1ee7i ro ch\u00ednh l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 th\u00e0nh c\u00f4ng c\u1ee7a doanh nghi\u1ec7p.<\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[416],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/55985"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=55985"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/55985\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=55985"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=55985"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=55985"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}