{"id":69864,"date":"2024-01-29T07:44:36","date_gmt":"2024-01-29T00:44:36","guid":{"rendered":"https:\/\/masterskills.org\/blog\/10-buoc-lap-ke-hoach-nghi-huu-ngay-khi-con-tre.html"},"modified":"2024-01-29T07:44:36","modified_gmt":"2024-01-29T00:44:36","slug":"10-buoc-lap-ke-hoach-nghi-huu-ngay-khi-con-tre","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/10-buoc-lap-ke-hoach-nghi-huu-ngay-khi-con-tre.html","title":{"rendered":"10 b\u01b0\u1edbc l\u1eadp k\u1ebf ho\u1ea1ch ngh\u1ec9 h\u01b0u ngay khi c\u00f2n tr\u1ebb"},"content":{"rendered":"
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L\u1eadp k\u1ebf ho\u1ea1ch ngh\u1ec9 h\u01b0u s\u1edbm kh\u00f4ng c\u00f2n l\u00e0 chuy\u1ec7n qu\u00e1 xa l\u1ea1 v\u1edbi c\u00e1c b\u1ea1n tr\u1ebb ng\u00e0y nay. Ngay c\u1ea3 khi b\u1ea1n kh\u00f4ng c\u00f3 \u00fd \u0111\u1ecbnh ngh\u1ec9 h\u01b0u tr\u01b0\u1edbc tu\u1ed5i, b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 chu\u1ea9n b\u1ecb tr\u01b0\u1edbc nh\u1eefng s\u1ef1 s\u1eafp x\u1ebfp v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o cu\u1ed9c s\u1ed1ng \u1ed5n \u0111\u1ecbnh v\u1ec1 sau. C\u00f9ng Masterskills \u0111i\u1ec3m qua 10 b\u01b0\u1edbc l\u1eadp k\u1ebf ho\u1ea1ch ngh\u1ec9 h\u01b0u \u0111\u00e1ng ch\u00fa \u00fd m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o cho t\u01b0\u01a1ng lai.<\/span><\/p>\n

1. L\u1eadp t\u00e0i kho\u1ea3n h\u01b0u tr\u00ed v\u00e0 duy tr\u00ec th\u00f3i quen g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m \u0111\u1ecbnh k\u1ef3<\/b><\/h2>\n
\"L\u1eadp<\/p>\n

\u1ea2nh: Pexels\/Mikhail Nilov<\/p>\n<\/div>\n

L\u1eadp t\u00e0i kho\u1ea3n h\u01b0u tr\u00ed ho\u1eb7c qu\u1ef9 h\u01b0u tr\u00ed c\u00e1 nh\u00e2n l\u00e0 vi\u1ec7c l\u00e0m \u0111\u1ea7u ti\u00ean b\u1ea1n c\u1ea7n th\u1ef1c hi\u1ec7n trong k\u1ebf ho\u1ea1ch ngh\u1ec9 h\u01b0u c\u1ee7a m\u00ecnh. Sau \u0111\u00f3, h\u00e3y t\u1eadp cho b\u1ea3n th\u00e2n th\u00f3i quen g\u1eedi ti\u1ec1n \u0111\u1ecbnh k\u1ef3 v\u00e0o t\u00e0i kho\u1ea3n \u0111\u1ec3 ti\u1ebft ki\u1ec7m. B\u1ea1n c\u00f3 th\u1ec3 l\u1ea5y ng\u00e0y nh\u1eadn l\u01b0\u01a1ng h\u00e0ng th\u00e1ng l\u00e0m ng\u00e0y m\u1ed1c cho d\u1ec5 nh\u1edb. Ngay khi nh\u1eadn l\u01b0\u01a1ng, \u0111\u1eebng qu\u00ean tr\u00edch m\u1ed9t ph\u1ea7n chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n h\u01b0u tr\u00ed ho\u1eb7c qu\u1ef9 ti\u1ebft ki\u1ec7m theo k\u1ebf ho\u1ea1ch tr\u01b0\u1edbc khi ti\u00eau x\u00e0i t\u1ea5t c\u1ea3. B\u1ea1n c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u b\u1eb1ng s\u1ed1 ti\u1ec1n nh\u1ecf v\u00e0 t\u0103ng d\u1ea7n theo th\u1eddi gian.\u00a0\u00a0<\/span><\/p>\n

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2. T\u1eadn d\u1ee5ng ch\u1ee9c n\u0103ng chuy\u1ec3n kho\u1ea3n t\u1ef1 \u0111\u1ed9ng<\/b><\/h2>\n

N\u1ebfu qu\u00e1 b\u1eadn r\u1ed9n v\u00e0 kh\u00f4ng c\u00f3 th\u1eddi gian \u0111\u1ec3 chuy\u1ec3n ti\u1ec1n \u0111\u00fang h\u1ea1n, b\u1ea1n c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng ch\u1ee9c n\u0103ng chuy\u1ec3n kho\u1ea3n t\u1ef1 \u0111\u1ed9ng theo l\u1ecbch c\u1ee7a ng\u00e2n h\u00e0ng. C\u00e1ch n\u00e0y c\u00f3 v\u1ebb kh\u00f3 kh\u1ea3 thi v\u1edbi nh\u1eefng ai l\u00e0m vi\u1ec7c cho c\u00e1c c\u00f4ng ty kh\u00f4ng c\u00f3 ng\u00e0y tr\u1ea3 l\u01b0\u01a1ng c\u1ed1 \u0111\u1ecbnh. V\u00ec v\u1eady, \u0111\u1ec3 d\u1ec5 d\u00e0ng h\u01a1n, b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn m\u1ed9t ng\u00e0y trong th\u00e1ng m\u00e0 b\u1ea1n \u0111\u1ea3m b\u1ea3o \u0111\u00e3 \u0111\u01b0\u1ee3c nh\u1eadn l\u01b0\u01a1ng \u0111\u1ec3 \u0111\u1eb7t l\u1ecbch. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng c\u00e1c ti\u1ec7n \u00edch trong \u0111i\u1ec7n tho\u1ea1i \u0111\u1ec3 nh\u1eafc nh\u1edf b\u1ea1n duy tr\u00ec th\u00f3i quen.\u00a0<\/span><\/p>\n

3. L\u1eadp b\u1ea3ng k\u1ebf ho\u1ea1ch theo th\u1eddi gian<\/b><\/h2>\n
\"L\u1eadp<\/p>\n

\u1ea2nh: Pexels\/ Polina Zimmerman<\/p>\n<\/div>\n

N\u1ebfu \u0111ang \u1edf \u0111\u1ed9 tu\u1ed5i 20, 30 v\u00e0 c\u00f3 d\u1ef1 \u0111\u1ecbnh ngh\u1ec9 h\u01b0u tr\u01b0\u1edbc tu\u1ed5i, b\u1ea1n c\u00f3 th\u1ec3 l\u1eadp b\u1ea3ng k\u1ebf ho\u1ea1ch theo c\u1ed9t m\u1ed1c th\u1eddi gian v\u1edbi nh\u1eefng m\u1ee5c ti\u00eau r\u00f5 r\u00e0ng \u0111\u1ec3 ti\u1ec7n theo d\u00f5i. B\u1ea1n c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u l\u1eadp k\u1ebf ho\u1ea1ch v\u1edbi c\u00e1c m\u1ed1c th\u1eddi gian 5 n\u0103m, 10 n\u0103m\u2026 th\u1eadt chi ti\u1ebft v\u1edbi nh\u1eefng m\u1ee5c ti\u00eau ng\u1eafn h\u1ea1n, d\u00e0i h\u1ea1n, r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra\u2026 nh\u1eb1m gi\u00fap b\u1ea3o b\u1ea3n th\u00e2n qu\u1ea3n l\u00fd v\u00e0 th\u1ef1c hi\u1ec7n hi\u1ec7u qu\u1ea3. Ngay c\u1ea3 khi b\u1ea1n l\u1ef1a ch\u1ecdn v\u1ec1 h\u01b0u \u0111\u00fang tu\u1ed5i, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 l\u1eadp b\u1ea3ng k\u1ebf ho\u1ea1ch t\u1ed5ng quan 30-35 n\u0103m \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh r\u00f5 \u0111\u00e2u l\u00e0 t\u01b0\u01a1ng lai b\u1ea1n mu\u1ed1n, t\u1eeb \u0111\u00f3 thay \u0111\u1ed5i c\u00e1c m\u1ee5c ti\u00eau ph\u00f9 h\u1ee3p.<\/span><\/p>\n

\u201cL\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u0169ng gi\u1ed1ng nh\u01b0 ch\u1ea1y marathon, \u0111i\u1ec3m xu\u1ea5t ph\u00e1t th\u00ec lu\u00f4n r\u1ea5t \u0111\u00f4ng ng\u01b0\u1eddi, vui v\u1ebb, kh\u00ed th\u1ebf; nh\u01b0ng \u1edf \u0111i\u1ec3m k\u1ebft th\u00fac th\u01b0\u1eddng ch\u1ec9 c\u00f3 m\u1ed9t s\u1ed1 \u00edt ng\u01b0\u1eddi. Nh\u1eefng ng\u01b0\u1eddi bi\u1ebft luy\u1ec7n t\u1eadp, bi\u1ebft \u0111\u1eb7t c\u00e1c m\u1ee5c ti\u00eau chinh ph\u1ee5c t\u1eebng qu\u00e3ng \u0111\u01b0\u1eddng nh\u1ecf v\u00e0 ki\u00ean tr\u00ec s\u1ebd d\u1ea7n d\u1ea7n t\u1edbi \u0111\u00edch, \u0111\u00f3 l\u00e0 t\u1ef1 do t\u00e0i ch\u00ednh\u201d <\/em>\u2013 TS. \u0110inh Th\u1ecb Thanh V\u00e2n, Ph\u00f3 ch\u1ee7 nhi\u1ec7m ph\u1ee5 tr\u00e1ch, khoa T\u00e0i ch\u00ednh Ng\u00e2n h\u00e0ng, tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf (\u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i) chia s\u1ebb.<\/h3>\n

4. Qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n hi\u1ec7u qu\u1ea3<\/b><\/h2>\n

Qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n nghe c\u00f3 v\u1ebb kh\u00e1 cao si\u00eau, nh\u01b0ng \u0111\u01a1n gi\u1ea3n l\u00e0 ki\u1ec3m so\u00e1t ngu\u1ed3n thu chi c\u00e1 nh\u00e2n m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3. Th\u00f3i quen n\u00e0y s\u1ebd gi\u00fap b\u1ea1n \u0111\u00e1nh gi\u00e1 t\u1ed1t kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh trong hi\u1ec7n t\u1ea1i c\u0169ng nh\u01b0 hi\u1ec3u r\u00f5 m\u1ee9c \u0111\u1ed9 chi ti\u00eau c\u1ee7a b\u1ea3n th\u00e2n. Theo d\u00f5i s\u1ed1 d\u01b0 th\u01b0\u1eddng xuy\u00ean c\u0169ng l\u00e0 c\u00e1ch gi\u00fap b\u1ea1n nh\u1eadn th\u1ee9c t\u00ecnh h\u00ecnh kinh t\u1ebf hi\u1ec7u qu\u1ea3 \u0111\u1ec3 c\u00f3 nh\u1eefng \u0111i\u1ec1u ch\u1ec9nh ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u hi\u1ec7n t\u1ea1i v\u00e0 k\u1ebf ho\u1ea1ch t\u01b0\u01a1ng lai. \u0110\u00e2y c\u0169ng th\u00f3i quen h\u1eefu \u00edch cho nh\u1eefng c\u00e1 nh\u00e2n \u0111ang c\u00f3 \u00fd \u0111\u1ecbnh ngh\u1ec9 h\u01b0u tr\u01b0\u1edbc tu\u1ed5i v\u00ec n\u00f3 c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n \u0111\u00e1nh gi\u00e1 v\u00e0 ki\u1ec3m so\u00e1t t\u1ed1t t\u00ednh th\u1ef1c t\u1ebf c\u1ee7a k\u1ebf ho\u1ea1ch.<\/span><\/p>\n

5. \u0110\u0103ng k\u00fd b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1ef1 nguy\u1ec7n, qu\u1ef9 h\u01b0u tr\u00ed t\u1ef1 nguy\u1ec7n<\/b><\/h2>\n
\"L\u1eadp<\/p>\n

\u1ea2nh: Pexels\/Anastasia Shuraeva<\/p>\n<\/div>\n

M\u1ed9t trong nh\u1eefng c\u00e1ch ph\u1ed5 bi\u1ebfn nh\u1ea5t \u0111\u1ec3 chu\u1ea9n b\u1ecb cho vi\u1ec7c ngh\u1ec9 h\u01b0u l\u00e0 tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i b\u1eaft bu\u1ed9c. Vi\u1ec7c tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i \u0111\u00e3 tr\u1edf th\u00e0nh quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng, cho ph\u00e9p h\u1ecd nh\u1eadn tr\u1ee3 c\u1ea5p th\u00edch h\u1ee3p t\u1eeb n\u1ebfu m\u1ea5t thu nh\u1eadp. Ngo\u00e0i ra, b\u1ea1n c\u00f3 th\u1ec3 tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1ef1 nguy\u1ec7n ho\u1eb7c qu\u1ef9 h\u01b0u tr\u00ed t\u1ef1 nguy\u1ec7n (qu\u1ef9 h\u01b0u tr\u00ed b\u1ed5 sung t\u1ef1 nguy\u1ec7n) \u0111\u1ec3 m\u1edf r\u1ed9ng ngu\u1ed3n thu nh\u1eadp khi v\u1ec1 h\u01b0u. \u0110\u1eb7c bi\u1ec7t v\u1edbi qu\u1ef9 h\u01b0u tr\u00ed t\u1ef1 nguy\u1ec7n, \u0111\u00e2y c\u00f2n l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m kh\u00e1 m\u1edbi t\u1ea1i Vi\u1ec7t Nam nh\u01b0ng l\u1ea1i ph\u1ed5 bi\u1ebfn \u1edf nhi\u1ec1u qu\u1ed1c gia tr\u00ean th\u1ebf gi\u1edbi. V\u1ec1 b\u1ea3n ch\u1ea5t, qu\u1ef9 h\u01b0u tr\u00ed t\u1ef1 nguy\u1ec7n l\u00e0 m\u1ed9t d\u1ea1ng \u0111\u1ea7u t\u01b0 c\u00f3 s\u1ef1 tham gia c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 doanh nghi\u1ec7p s\u1eed d\u1ee5ng lao \u0111\u1ed9ng. Khi tham gia, b\u1ea1n s\u1ebd c\u00f3 th\u00eam ngu\u1ed3n thu nh\u1eadp b\u1ed5 sung khi \u0111\u1ebfn tu\u1ed5i ngh\u1ec9 h\u01b0u b\u00ean c\u1ea1nh kho\u1ea3n l\u01b0\u01a1ng h\u01b0u \u0111\u01b0\u1ee3c chi tr\u1ea3 t\u1eeb b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i.\u00a0<\/span><\/p>\n

\u201cCh\u00fang ta lu\u00f4n lu\u00f4n \u0111\u1eb7t v\u1ea5n \u0111\u1ec1 h\u01b0u tr\u00ed \u1edf th\u1ee9 t\u1ef1 \u01b0u ti\u00ean r\u1ea5t th\u1ea5p ho\u1eb7c kh\u00f4ng xu\u1ea5t hi\u1ec7n trong giai \u0111o\u1ea1n cu\u1ed9c \u0111\u1eddi tr\u01b0\u1edbc 30 tu\u1ed5i. Trong khi \u0111\u00f3, n\u1ebfu \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n h\u1ee3p l\u00fd v\u00e0 t\u00ecm hi\u1ec3u, b\u1ea1n s\u1ebd th\u1ea5y ch\u1ec9 c\u1ea7n b\u1ecf ra m\u1ed9t kho\u1ea3n r\u1ea5t nh\u1ecf \u0111\u1ec3 \u0111\u1ea7u t\u01b0 cho t\u01b0\u01a1ng lai th\u00ec sau m\u1ed9t th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh, b\u1ea1n c\u00f3 th\u1ec3 t\u1ea1o ra m\u1ed9t kho\u1ea3n t\u00e0i s\u1ea3n l\u1edbn v\u00e0 ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u00e2n nh\u1eafc xem nh\u01b0 m\u1ed9t trong nh\u1eefng bi\u1ec7n ph\u00e1p ch\u00ednh, nh\u1eefng c\u00f4ng c\u1ee5 ch\u00ednh \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o s\u1ef1 an to\u00e0n, an vui v\u1ec1 t\u00e0i ch\u00ednh cho b\u1ea3n th\u00e2n trong t\u01b0\u01a1ng lai<\/em>\u201d \u2013 Lu\u1eadt s\u01b0 h\u1ee3p danh qu\u1ed1c t\u1ebf t\u1ea1i Baker Mckenzie, Nguy\u1ec5n Th\u00fay H\u1eb1ng.<\/h3>\n

6. T\u0103ng l\u01b0\u01a1ng, t\u0103ng ti\u1ec1n ti\u1ebft ki\u1ec7m<\/b><\/h2>\n

Nhi\u1ec1u n\u0103m c\u1ed1ng hi\u1ebfn cho doanh nghi\u1ec7p, \u00edt nh\u1ea5t b\u1ea1n s\u1ebd c\u00f3 1 l\u1ea7n \u0111\u01b0\u1ee3c c\u00e2n nh\u1eafc t\u0103ng l\u01b0\u01a1ng ho\u1eb7c th\u0103ng ti\u1ebfn trong s\u1ef1 nghi\u1ec7p. Khi m\u1ee9c l\u01b0\u01a1ng h\u1eb1ng th\u00e1ng c\u00f3 s\u1ef1 thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3, \u0111\u1eebng qu\u00ean \u201ct\u0103ng l\u01b0\u01a1ng\u201d cho t\u00e0i kho\u1ea3n h\u01b0u tr\u00ed c\u1ee7a m\u00ecnh. D\u00f9 sao kho\u1ea3n ti\u1ebft ki\u1ec7m n\u00e0y \u0111\u1ec1u thu\u1ed9c v\u1ec1 b\u1ea1n n\u00ean \u0111\u1eebng ng\u1ea1i \u201ct\u00ednh to\u00e1n\u201d v\u1edbi t\u01b0\u01a1ng lai c\u1ee7a m\u00ecnh, b\u1ea1n nh\u00e9!<\/span><\/p>\n

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Xem th\u00eam<\/strong><\/em><\/p>\n

\u2022 11 b\u01b0\u1edbc quan tr\u1ecdng b\u1ea1n c\u1ea7n l\u00e0m tr\u01b0\u1edbc khi kh\u1edfi nghi\u1ec7p<\/p>\n

\u2022 B\u1eadt m\u00ed nh\u1eefng th\u00f3i quen chi ti\u00eau gi\u00fap b\u1ea1n \u1ed5n \u0111\u1ecbnh t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh<\/p>\n

\u2022 9 th\u00f3i quen gi\u00fap b\u1ea1n b\u1eaft \u0111\u1ea7u ng\u00e0y m\u1edbi v\u1edbi n\u0103ng l\u01b0\u1ee3ng t\u00edch c\u1ef1c<\/p>\n

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7. T\u00ecm ki\u1ebfm l\u1eddi khuy\u00ean t\u1eeb chuy\u00ean gia<\/b><\/h2>\n
\"L\u1eadp<\/p>\n

\u1ea2nh: Pexels\/Marcus Aurelius<\/p>\n<\/div>\n

Vi\u1ec7c l\u1eadp k\u1ebf ho\u1ea1ch h\u01b0u tr\u00ed v\u1ed1n d\u0129 c\u1ea7n nhi\u1ec1u th\u1eddi gian \u0111\u1ec3 t\u00ecm hi\u1ec3u v\u00e0 th\u1ef1c hi\u1ec7n. N\u1ebfu b\u1ea1n kh\u00f4ng gi\u1ecfi vi\u1ec7c t\u1ef1 nghi\u00ean c\u1ee9u ho\u1eb7c c\u00f3 qu\u00e1 nhi\u1ec1u c\u00e2u h\u1ecfi kh\u00f3 trong qu\u00e1 tr\u00ecnh l\u00ean k\u1ebf ho\u1ea1ch, b\u1ea1n c\u00f3 th\u1ec3 t\u00ecm ki\u1ebfm l\u1eddi khuy\u00ean t\u1eeb c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh ho\u1eb7c nh\u1eefng ng\u01b0\u1eddi b\u1ea1n, \u0111\u1ed3ng nghi\u1ec7p c\u00f3 ki\u1ebfn th\u1ee9c v\u00e0 kinh nghi\u1ec7m trong l\u0129nh v\u1ef1c n\u00e0y. \u0110\u1eebng ng\u1ea1i cho h\u1ecd bi\u1ebft m\u1ee5c ti\u00eau v\u00e0 quan \u0111i\u1ec3m t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n v\u00ec h\u1ecd s\u1ebd d\u1ef1a v\u00e0o \u0111\u00f3 \u0111\u1ec3 cho nh\u1eefng l\u1eddi khuy\u00ean ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh v\u00e0 kh\u1ea3 n\u0103ng kinh t\u1ebf c\u1ee7a b\u1ea1n.<\/span><\/p>\n

8. \u0110\u1ea7u t\u01b0 h\u1ee3p l\u00fd<\/b><\/h2>\n

B\u00ean c\u1ea1nh nh\u1eefng kho\u1ea3n ti\u1ebft ki\u1ec7m h\u01b0u tr\u00ed, b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc \u0111\u1ebfn nh\u1eefng h\u1ea1ng m\u1ee5c \u0111\u1ea7u t\u01b0 ph\u00f9 h\u1ee3p \u0111\u1ec3 m\u1edf r\u1ed9ng v\u1ed1n kho\u1ea3n thu nh\u1eadp c\u1ee7a m\u00ecnh. Tuy nhi\u00ean, c\u00e1ch n\u00e0y c\u0169ng mang \u0111\u1ebfn kh\u00e1 nhi\u1ec1u r\u1ee7i ro n\u1ebfu kh\u00f4ng c\u00f3 s\u1ef1 t\u00ednh to\u00e1n, nghi\u00ean c\u1ee9u k\u1ef9 l\u01b0\u1ee1ng v\u1ec1 th\u1ecb tr\u01b0\u1eddng. Tr\u01b0\u1edbc khi b\u1eaft tay v\u00e0o m\u1ecdi h\u1ea1ng m\u1ee5c, b\u1ea1n c\u00f3 th\u1ec3 d\u1ef1 t\u00ednh nh\u1eefng r\u1ee7i ro m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i v\u00e0 t\u00ednh to\u00e1n \u0111\u00e2u l\u00e0 m\u1ee9c \u0111\u1ed9 b\u1ea1n c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn nh\u1eb1m ph\u00f2ng tr\u00e1nh nh\u1eefng thi\u1ec7t h\u1ea1i v\u1ec1 sau.\u00a0<\/span><\/p>\n

\u201cTh\u00f4ng qua vi\u1ec7c l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh, ch\u00fang ta c\u00f3 th\u1ec3 \u0111\u00e1nh gi\u00e1 \u0111\u01b0\u1ee3c t\u00ednh kh\u1ea3 thi c\u1ee7a k\u1ebf ho\u1ea1ch. N\u1ebfu kh\u00f4ng \u0111\u1ea1t th\u00ec c\u1ea7n \u0111i\u1ec1u ch\u1ec9nh l\u1ea1i m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh khi ngh\u1ec9 h\u01b0u. \u0110i\u1ec1u n\u00e0y kh\u00f4ng ph\u1ea3i ch\u1ec9 nh\u00ecn th\u1ea5y b\u1ee9c tranh t\u00e0i ch\u00ednh m\u00e0 th\u00f4ng qua \u0111\u00f3, ch\u00fang ta th\u1ef1c hi\u1ec7n c\u00e1c b\u01b0\u1edbc \u0111\u1ea7u t\u01b0, ti\u1ebft ki\u1ec7m, t\u00e1i c\u01a1 c\u1ea5u t\u00e0i s\u1ea3n \u1edf nh\u1eefng th\u1eddi \u0111i\u1ec3m c\u1ea7n thi\u1ebft\u201d<\/em> \u2013 Gi\u00e1m \u0111\u1ed1c kh\u1ed1i T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n t\u1ea1i CTCP FIDT, \u00f4ng Ng\u00f4 Th\u00e0nh Hu\u1ea5n chia s\u1ebb v\u1edbi b\u00e1o Lao \u0110\u1ed9ng.\u00a0<\/h3>\n

9. D\u1ef1 \u0111o\u00e1n Nh\u1eefng r\u1ee7i ro t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 x\u1ea3y ra<\/b><\/h2>\n
\"L\u1eadp<\/p>\n

\u1ea2nh: Pexels\/ Ahmad Robin<\/p>\n<\/div>\n

Th\u1eadt kh\u00f3 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o k\u1ebf ho\u1ea1ch ngh\u1ec9 h\u01b0u s\u1edbm c\u1ee7a b\u1ea1n kh\u00f4ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi c\u00e1c t\u00e1c nh\u00e2n b\u00ean ngo\u00e0i. Bi\u1ebfn \u0111\u1ed9ng kinh t\u1ebf, l\u1ea1m ph\u00e1t t\u0103ng cao, gi\u00e1 tr\u1ecb h\u00e0ng h\u00f3a t\u0103ng v\u1ecdt\u2026 c\u0169ng l\u00e0 nh\u1eefng r\u1ee7i ro trong t\u01b0\u01a1ng lai m\u00e0 b\u1ea1n n\u00ean l\u01b0\u1eddng tr\u01b0\u1edbc trong k\u1ebf ho\u1ea1ch h\u01b0u tr\u00ed c\u1ee7a m\u00ecnh. N\u1ebfu kh\u00f4ng d\u1ef1 tr\u00f9 nh\u1eefng kho\u1ea3n ph\u00ed ph\u00e1t sinh, cu\u1ed9c s\u1ed1ng v\u1ec1 h\u01b0u c\u00f3 th\u1ec3 t\u1ed1n nhi\u1ec1u ti\u1ec1n h\u01a1n b\u1ea1n ngh\u0129 c\u00f9ng nhi\u1ec1u v\u1ea5n \u0111\u1ec1 c\u00f3 th\u1ec3 ph\u00e1t sinh.\u00a0<\/span><\/p>\n

10. Nh\u00ecn xa tr\u00f4ng r\u1ed9ng<\/b><\/h2>\n

B\u00ean c\u1ea1nh nh\u1eefng bi\u1ebfn \u0111\u1ed9ng v\u1ec1 kinh t\u1ebf, b\u1ea1n c\u00f2n ph\u1ea3i d\u1ef1 tr\u00f9 nh\u1eefng r\u1ee7i ro kh\u00e1c c\u00f3 th\u1ec3 x\u1ea3y \u0111\u1ebfn nh\u01b0 \u0111\u1ea1i d\u1ecbch, thi\u00ean tai. tai n\u1ea1n\u2026 \u0110\u00f3 s\u1ebd l\u00e0 nh\u1eefng bi\u1ebfn c\u1ed1 b\u1ea1n kh\u00f3 l\u01b0\u1eddng tr\u01b0\u1edbc c\u0169ng nh\u01b0 ki\u1ec3m so\u00e1t bu\u1ed9c nh\u1eefng k\u1ebf ho\u1ea1ch c\u1ee7a b\u1ea1n ph\u1ea3i tr\u00ec ho\u00e3n ho\u1eb7c thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3. Ch\u01b0a k\u1ec3, b\u1ea1n c\u00f3 th\u1ec3 hao h\u1ee5t m\u1ed9t kho\u1ea3ng kh\u00f4ng nh\u1ecf \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi bi\u1ebfn c\u1ed1. V\u00ec th\u1ebf, n\u1ebfu c\u00f3 c\u01a1 h\u1ed9i t\u0103ng th\u00eam thu nh\u1eadp b\u1eb1ng ngh\u1ec1 tay tr\u00e1i, b\u1ea1n c\u00f3 th\u1ec3 th\u1eed s\u1ee9c v\u1edbi kh\u1ea3 n\u0103ng c\u1ee7a m\u00ecnh thay v\u00ec m\u1ea3i m\u00ea ti\u1ebft ki\u1ec7m. Ngay c\u1ea3 khi ch\u01b0a c\u00f3 d\u1ef1 t\u00ednh cho k\u1ebf ho\u1ea1ch ngh\u1ec9 h\u01b0u s\u1edbm, nh\u1eefng th\u00f3i quen ti\u1ebft ki\u1ec7m hay \u0111\u1ea7u t\u01b0 c\u0169ng s\u1ebd gi\u00fap b\u1ea1n \u0111\u1ea3m b\u1ea3o m\u1ed9t cu\u1ed9c s\u1ed1ng \u0111\u1ee7 \u0111\u1ea7y v\u1ec1 sau.<\/span><\/p>\n

\u201cHow you invest during retirement is as critical as how you invest in preparing for retirement. Things are never as simple and automatic as they once may have been \u2014 you worked hard, saved, and then sat back and collected your benefits. You can\u2019t rely on someone else coming up with the cash you\u2019ll need once you stop working\u201d<\/em>\u00a0(C\u00e1ch b\u1ea1n \u0111\u1ea7u t\u01b0 khi v\u1ec1 h\u01b0u c\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m c\u00e1ch b\u1ea1n \u0111\u1ea7u t\u01b0 \u0111\u1ec3 chu\u1ea9n b\u1ecb ngh\u1ec9 h\u01b0u. M\u1ecdi th\u1ee9 ch\u1eb1ng c\u00f2n \u0111\u01a1n gi\u1ea3n v\u00e0 t\u1ef1 \u0111\u1ed9ng nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y \u2013 B\u1ea1n \u0111\u00e3 l\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9, s\u1ed1ng ti\u1ebft ki\u1ec7m v\u00e0 sau \u0111\u00f3 ng\u1ed3i l\u1ea1i v\u00e0 thu ho\u1ea1ch th\u00e0nh qu\u1ea3 c\u1ee7a m\u00ecnh. M\u1ed9t khi \u0111\u00e3 ngh\u1ec9 h\u01b0u, b\u1ea1n kh\u00f4ng th\u1ec3 tr\u00f4ng c\u1eady v\u00e0o ng\u01b0\u1eddi kh\u00e1c s\u1ebd mang ti\u1ec1n \u0111\u1ebfn cho b\u1ea1n khi b\u1ea1n c\u1ea7n)<\/em>\u00a0 \u2013 Chuy\u00ean gia t\u00e0i ch\u00ednh Hoa K\u1ef3, Daniel R. Solin.<\/h3>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

B\u00ean c\u1ea1nh nh\u1eefng m\u1ed1i b\u1eadn t\u00e2m v\u1ec1 cu\u1ed9c s\u1ed1ng hi\u1ec7n th\u1eddi, nhi\u1ec1u b\u1ea1n tr\u1ebb \u0111\u00e3 b\u1eaft \u0111\u1ea7u l\u00ean k\u1ebf ho\u1ea1ch cho nh\u1eefng n\u0103m th\u00e1ng v\u1ec1 h\u01b0u c\u1ee7a m\u00ecnh. Vi\u1ec7c l\u1eadp k\u1ebf ho\u1ea1ch ngh\u1ec9 h\u01b0u tr\u01b0\u1edbc tu\u1ed5i kh\u00f4ng bao gi\u1edd qu\u00e1 s\u1edbm, ngay c\u1ea3 khi b\u1ea1n \u0111ang \u1edf \u0111\u1ed9 tu\u1ed5i 20 n\u0103ng \u0111\u1ed9ng v\u00e0 c\u00f3 nhi\u1ec1u ho\u00e0i b\u00e3o nh\u1ea5t. Vi\u1ec7c chu\u1ea9n b\u1ecb n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap b\u1ea1n x\u00e1c \u0111\u1ecbnh r\u00f5 nh\u1eefng m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n hay nh\u1eefng \u01b0\u1edbc m\u01a1 c\u1ea7n th\u1ef1c hi\u1ec7n, th\u1eadm ch\u00ed th\u00f3i quen n\u00e0y c\u00f2n gi\u00fap b\u1ea1n h\u1ea1n ch\u1ebf nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y \u0111\u1ebfn khi v\u1ec1 h\u01b0u.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[427],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/69864"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=69864"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/69864\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=69864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=69864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=69864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}