{"id":8285,"date":"2023-11-29T08:53:39","date_gmt":"2023-11-29T08:53:39","guid":{"rendered":"https:\/\/masterskills.org\/blog\/dau-tu-thu-dong-passive-investing-la-gi-nhung-loi-ich-va-mat-han-che-cua-dau-tu-thu-dong.html"},"modified":"2023-12-21T14:17:04","modified_gmt":"2023-12-21T07:17:04","slug":"dau-tu-thu-dong-passive-investing-la-gi-nhung-loi-ich-va-mat-han-che-cua-dau-tu-thu-dong","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/dau-tu-thu-dong-passive-investing-la-gi-nhung-loi-ich-va-mat-han-che-cua-dau-tu-thu-dong.html","title":{"rendered":"\u0110\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng (Passive Investing) l\u00e0 g\u00ec? Nh\u1eefng l\u1ee3i \u00edch v\u00e0 m\u1eb7t h\u1ea1n ch\u1ebf c\u1ee7a \u0110\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng"},"content":{"rendered":"
\n
\n
<\/div>
\n

\n<\/figcaption><\/figure>\n

\u0110\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

\u0110\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng<\/b> trong ti\u1ebfng Anh l\u00e0 Passive Investing.<\/b><\/p>\n

\u0110\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng<\/b> l\u00e0 m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn b\u1eb1ng c\u00e1ch gi\u1ea3m thi\u1ec3u mua v\u00e0 b\u00e1n. Theo \u0111\u00f3 c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 mua c\u1ed5 phi\u1ebfu trong c\u00e1c ch\u1ec9 s\u1ed1 ph\u1ed5 bi\u1ebfn ch\u1eb3ng h\u1ea1n nh\u01b0 ch\u1ec9 s\u1ed1 S&P 500 v\u00e0 gi\u1eef n\u00f3 trong m\u1ed9t kho\u1ea3ng th\u1eddi gian d\u00e0i.<\/p>\n

\u0110\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng c\u00f3 th\u1ec3 t\u01b0\u01a1ng ph\u1ea3n v\u1edbi \u0111\u1ea7u t\u01b0 ch\u1ee7 \u0111\u1ed9ng.<\/p>\n

Ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng t\u1ed1i thi\u1ec3u c\u00e1c kho\u1ea3n ph\u00ed v\u00e0 h\u1ea1n ch\u1ebf r\u1ee7i ro m\u00e0 c\u00f3 th\u1ec3 x\u1ea3y ra v\u1edbi vi\u1ec7c giao d\u1ecbch th\u01b0\u1eddng xuy\u00ean. M\u1ee5c ti\u00eau \u0111\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng l\u00e0 t\u00edch l\u0169y d\u1ea7n d\u1ea7n.\u00a0<\/p>\n

C\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 chi\u1ebfn l\u01b0\u1ee3c mua v\u00e0 n\u1eafm gi\u1eef, \u0111\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng c\u00f3 ngh\u0129a l\u00e0 mua ch\u1ee9ng kho\u00e1n \u0111\u1ec3 s\u1edf h\u1eefu n\u00f3 l\u00e2u d\u00e0i. Kh\u00f4ng gi\u1ed1ng nh\u01b0 c\u00e1c nh\u00e0 giao d\u1ecbch ch\u1ee7 \u0111\u1ed9ng, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng kh\u00f4ng t\u00ecm c\u00e1ch ki\u1ebfm l\u1eddi t\u1eeb bi\u1ebfn \u0111\u1ed9ng gi\u00e1 ng\u1eafn h\u1ea1n ho\u1eb7c th\u1eddi \u0111i\u1ec3m th\u1ecb tr\u01b0\u1eddng. Gi\u1ea3 \u0111\u1ecbnh c\u01a1 b\u1ea3n c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng l\u00e0 th\u1ecb tr\u01b0\u1eddng t\u00edch c\u1ef1c k\u00e9o theo l\u1ee3i nhu\u1eadn \u0111i l\u00ean theo th\u1eddi gian.<\/p>\n

Nh\u1eefng l\u1ee3i \u00edch v\u00e0 m\u1eb7t h\u1ea1n ch\u1ebf c\u1ee7a \u0110\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng<\/font><\/h3>\n

Duy tr\u00ec m\u1ed9t danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111a d\u1ea1ng t\u1ed1t r\u1ea5t quan tr\u1ecdng \u0111\u1ec3 c\u00f3 th\u1ec3 \u0111\u1ea7u t\u01b0 th\u00e0nh c\u00f4ng, v\u00e0 \u0111\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng th\u00f4ng qua ch\u1ee9ng ch\u1ec9 qu\u0129 l\u00e0 m\u1ed9t c\u00e1ch tuy\u1ec7t v\u1eddi \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c s\u1ef1 \u0111a d\u1ea1ng h\u00f3a. C\u00e1c ch\u1ee9ng ch\u1ec9 qu\u0129 ph\u00e2n t\u00e1n r\u1ee7i ro r\u1ed9ng r\u00e3i b\u1eb1ng vi\u1ec7c n\u1eafm gi\u1eef t\u1ea5t c\u1ea3 ho\u1eb7c c\u1ed5 phi\u1ebfu \u0111\u1ea1i di\u1ec7n. C\u00e1c qu\u0129 ch\u1ec9 s\u1ed1 lu\u00f4n h\u01b0\u1edbng t\u1edbi m\u1ed9t ng\u01b0\u1ee1ng m\u1ee5c ti\u00eau thay v\u00ec t\u00ecm ki\u1ebfm ng\u01b0\u1eddi chi\u1ebfn th\u1eafng, v\u00ec v\u1eady ch\u00fang tr\u00e1nh vi\u1ec7c li\u00ean t\u1ee5c mua v\u00e0 b\u00e1n ch\u1ee9ng kho\u00e1n. Nh\u1edd \u0111\u00f3, ch\u00fang c\u00f3 c\u00e1c ph\u00ed v\u00e0 chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng th\u1ea5p h\u01a1n so v\u1edbi c\u00e1c qu\u0129 \u0111\u01b0\u1ee3c qu\u1ea3n l\u00ed ch\u1ee7 \u0111\u1ed9ng.\u00a0<\/p>\n

Tuy nhi\u00ean, \u0111\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng ch\u1ecbu r\u1ee7i ro th\u1ecb tr\u01b0\u1eddng t\u1ed5ng. C\u00e1c qu\u0129 ch\u1ec9 s\u1ed1 theo d\u00f5i to\u00e0n b\u1ed9 th\u1ecb tr\u01b0\u1eddng, do \u0111\u00f3, khi th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n n\u00f3i chung ho\u1eb7c gi\u00e1 tr\u00e1i phi\u1ebfu gi\u1ea3m khi\u1ebfn cho c\u00e1c qu\u0129 ch\u1ec9 s\u1ed1 c\u0169ng v\u1eady. M\u1ed9t r\u1ee7i ro kh\u00e1c l\u00e0 s\u1ef1 thi\u1ebfu linh ho\u1ea1t. Nh\u1eefng ng\u01b0\u1eddi qu\u1ea3n l\u00ed qu\u0129 ch\u1ec9 s\u1ed1 th\u01b0\u1eddng b\u1ecb c\u1ea5m s\u1eed d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p ph\u00f2ng ng\u1eeba nh\u01b0 l\u00e0 c\u1eaft gi\u1ea3m m\u1ed9t v\u1ecb tr\u00ed trong c\u1ed5 phi\u1ebfu, ngay c\u1ea3 khi ng\u01b0\u1eddi qu\u1ea3n l\u00ed ngh\u0129 r\u1eb1ng gi\u00e1 c\u1ed5 phi\u1ebfu s\u1ebd gi\u1ea3m. C\u00e1c qu\u0129 ch\u1ec9 s\u1ed1 \u0111\u01b0\u1ee3c qu\u1ea3n l\u00ed th\u1ee5 \u0111\u1ed9ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c h\u1ea1n ch\u1ebf v\u1ec1 hi\u1ec7u su\u1ea5t v\u00ec ch\u00fang \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 cung c\u1ea5p l\u1ee3i nhu\u1eadn theo d\u00f5i s\u00e1t v\u1edbi ch\u1ec9 s\u1ed1 c\u01a1 s\u1edf c\u1ee7a ch\u00fang.\u00a0<\/p>\n

M\u1ed9t s\u1ed1 l\u1ee3i \u00edch ch\u00ednh c\u1ee7a \u0111\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng l\u00e0:<\/p>\n

– Ph\u00ed c\u1ef1c th\u1ea5p<\/b>: Kh\u00f4ng c\u00f3 ai ch\u1ecdn c\u1ed5 phi\u1ebfu, do \u0111\u00f3 vi\u1ec7c gi\u00e1m s\u00e1t s\u1ebd \u00edt t\u1ed1n k\u00e9m h\u01a1n.<\/p>\n

– T\u00ednh minh b\u1ea1ch<\/b>: Lu\u00f4n lu\u00f4n r\u00f5 r\u00e0ng t\u00e0i s\u1ea3n n\u00e0o n\u1eb1m trong qu\u0129 ch\u1ec9 s\u1ed1.<\/p>\n

– Hi\u1ec7u qu\u1ea3 v\u1ec1 thu\u1ebf<\/b>: Chi\u1ebfn l\u01b0\u1ee3c mua v\u00e0 n\u1eafm gi\u1eef c\u1ee7a ch\u00fang th\u01b0\u1eddng kh\u00f4ng d\u1eabn \u0111\u1ebfn thu\u1ebf th\u1eb7ng d\u01b0 t\u0103ng v\u1ed1n trong n\u0103m.<\/p>\n

– \u0110\u01a1n gi\u1ea3n<\/b>: Vi\u1ec7c s\u1edf h\u1eefu ch\u1ee9ng ch\u1ec9 qu\u0129 d\u1ec5 th\u1ef1c hi\u1ec7n h\u01a1n so v\u1edbi m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c n\u0103ng \u0111\u1ed9ng \u0111\u00f2i h\u1ecfi ph\u1ea3i nghi\u00ean c\u1ee9u l\u1eabn \u0111i\u1ec1u ch\u1ec9nh li\u00ean t\u1ee5c.<\/p>\n

Nh\u1eefng ng\u01b0\u1eddi \u1ee7ng h\u1ed9 \u0111\u1ea7u t\u01b0 ch\u1ee7 \u0111\u1ed9ng s\u1ebd n\u00f3i r\u1eb1ng c\u00e1c chi\u1ebfn l\u01b0\u1ee3c th\u1ee5 \u0111\u1ed9ng c\u00f3 nh\u1eefng \u0111i\u1ec3m y\u1ebfu sau:<\/p>\n

– B\u1ecb gi\u1edbi h\u1ea1n qu\u00e1 m\u1ee9c<\/b>: C\u00e1c qu\u0129 th\u1ee5 \u0111\u1ed9ng \u0111\u01b0\u1ee3c gi\u1edbi h\u1ea1n trong m\u1ed9t ch\u1ec9 s\u1ed1 c\u1ee5 th\u1ec3 ho\u1eb7c t\u1eadp h\u1ee3p c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh tr\u01b0\u1edbc v\u1edbi r\u1ea5t \u00edt ho\u1eb7c kh\u00f4ng c\u00f3 ph\u01b0\u01a1ng sai. Do \u0111\u00f3, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 b\u1ecb “kh\u00f3a” trong nh\u1eefng c\u1ed5 ph\u1ea7n \u0111\u00f3 b\u1ea5t k\u1ec3 \u0111i\u1ec1u g\u00ec x\u1ea3y ra tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n

– L\u1ee3i nhu\u1eadn ti\u1ec1m n\u0103ng nh\u1ecf h\u01a1n<\/b>: Theo \u0111\u1ecbnh ngh\u0129a, c\u00e1c qu\u0129 th\u1ee5 \u0111\u1ed9ng s\u1ebd kh\u00f4ng bao gi\u1edd th\u1eafng \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng, ngay c\u1ea3 trong th\u1eddi k\u00ec h\u1ed7n lo\u1ea1n v\u00ec kho\u1ea3n \u0111\u1ea7u t\u01b0 \u0111\u00f3 g\u1eafn ch\u1eb7t v\u1edbi th\u1ecb tr\u01b0\u1eddng. \u0110\u00f4i khi, m\u1ed9t qu\u0129 th\u1ee5 \u0111\u1ed9ng c\u00f3 th\u1ec3 th\u1eafng th\u1ecb t\u01b0\u1eddng, nh\u01b0ng n\u00f3 s\u1ebd kh\u00f4ng kh\u00f4ng \u0111em l\u1ea1i l\u1ee3i nhu\u1eadn l\u1edbn m\u00e0 c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u1ee7 \u0111\u1ed9ng khao kh\u00e1t tr\u1eeb khi th\u1ecb tr\u01b0\u1eddng t\u1ef1 b\u00f9ng n\u1ed5. M\u1eb7t kh\u00e1c, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u1ee7 \u0111\u1ed9ng c\u00f3 th\u1ec3 c\u00f3 l\u1ee3i nhu\u1eadn ti\u1ec1m n\u0103ng l\u1edbn h\u01a1n, m\u1eb7c d\u00f9 nh\u1eefng ph\u1ea7n th\u01b0\u1edfng \u0111\u00f3 c\u0169ng c\u00f3 r\u1ee7i ro l\u1edbn h\u01a1n.<\/p>\n

(Theo Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n \u0110\u1ea7u t\u01b0 th\u1ee5 \u0111\u1ed9ng (ti\u1ebfng Anh: Passive Investing) l\u00e0 m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn b\u1eb1ng c\u00e1ch gi\u1ea3m thi\u1ec3u mua v\u00e0 b\u00e1n.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/8285"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=8285"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/8285\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=8285"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=8285"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=8285"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}